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Select from hundreds of loan products tailored to your needs

Tommy Maly

Tommy Maly

Area Manager

11250 Kirkland Way, Suite 200, Kirkland, WA 98033
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.82 out of 5.0 stars
5.0
4.81
Lucie L
Jan 19, 2024
Verified

They can make deals work that other lenders can't or do not know how to do! They were my number one lender to go to when I bought my house!
Cheryl
Jan 19, 2024
Verified

Thought it would be impossible to get another loan on a house. They made the bridge loan work for me and I got my dream home!
Tyler T
Jan 09, 2024
Verified

Great communication and strategy! We were able to secure and close on a home despite challenging, unique circumstances. We couldn't recommend him more. Thanks, Tommy.
Siobhan W
Dec 14, 2023
Verified

Best lender!
Taylor
Dec 14, 2023
Verified

Tommy and his team were PHENOMENAL throughout our experience of working together. Tommy is always knowledgeable and timely while also being so approachable with every detail. His communication is 10/10. We will definitely work together with Tommy again in the future!!
Kory
Dec 02, 2023
Verified

Tommy was extremely professional, transparent, and quick to respond with any question that I had.

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NMLS ID #507155
I am authorized to do business in the states of Arizona, California, Hawaii, Idaho, Nevada, Oregon, Tennessee, Texas and Washington. AZ BK#0018883; AZ BKBR# 1051005; AZ LO Lic.# 0944915; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;