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Cody Ratliff
Branch Manager
NMLS# 302902Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.82 out of 5.0 stars




Yureli G
Jul 02, 2025

Verified
Absolutely recommend so easy to understand the process! Not to mention they help you every step of the way and help you get nothing but the best that benefits you!
Yureli
Jun 27, 2025
Kennewick, WA

Verified
Cody was so much help making it easy to understand the process. He was there every step of the way and answer all questions we had. The team that help us really made a different with such an important decision in our life. I would highly recommend all people that help us! We really appreciated all the help for our forever home.
Brandon R
Jun 28, 2025

Verified
Going with Guild Mortgage was the best decision we made! They made everything so easy, and they helped us every step of the way. Can't recommend them enough!
Brandon
Jun 27, 2025
Kennewick, WA

Verified
Working with Cody made this experience far easier than we expected. We had lots of obstacles and challenges that we had to overcome, and Cody helped us every step of the way. Giving us advice and direction when we needed it. We couldn't have done it without Cody and the team at Guild Mortgage!
Zayne N
Jun 26, 2025

Verified
Excellent loan officer!
Zayne
Jun 26, 2025
Kennewick, WA

Verified
Cody and Sara were very responsive and easy to work with !
NMLS ID #302902
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;
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