Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Cody Ratliff
Branch Manager
NMLS# 302902
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
X
X
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.83 out of 5.0 stars
5.0
5.0
5.0
5.0
4.3
Erica R.
Dec 30, 2025
Cody, was AMAZING to work with!! Went above and beyond to help my Brother close on a very difficult transaction. Never g...See more
Erica
Dec 30, 2025
Pasco, WA
Cody, was AMAZING to work with!! Went above and beyond to help my Brother close on a very difficult transaction. Never g...See more
Mario A.
Dec 28, 2025
Couldn’t be any happier with the outcome. . Appreciate all your hard work . Thank you so much.
Mario
Dec 28, 2025
Pasco, WA
The amount of effort that went into my purchase, the constant communication to get through the close on th...See more
Jason
Dec 25, 2025
Pasco, WA
The communication on a tough transaction was great
Ovidio
Aug 31, 2025
Pasco, WA
Start to finish everything was handled with courtesy and professionalism and done in a timely manner.
NMLS ID #302902
I am authorized to do business in the states of Idaho, Oregon and Washington. OR ML-176;