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Jason Gosser

Jason Gosser

Branch Manager

2915 Hewitt Ave., Everett, WA 98201
Own what matters
Own what matters

About Me

A western Washington native, I have been a mortgage loan officer in the Seattle metro area for over twenty years. Though this experience has given me a wealth of knowledge in home loans, my ability to listen to my borrowers and understand their priorities is what really gives me the insight to find the best mortgage loan program to meet their needs.

I specialize in loans for first time home buyers, government mortgage programs, and zero down loan programs. My team is dedicated to providing first class customer service to everyone we have the opportunity to help. This commitment has earned me the Five Star Mortgage Professional Award which is based on overall customer satisfaction. The Scotsman's Guide has also listed me among the top mortgage lenders in the nation and the #1 lender in the state of Washington for 2017. This was also reflected on the local level where the Washington State Housing Finance Commission named me as it's #1 Premier Partner for helping the most homebuyers use their programs in 2017.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.9 out of 5.0 stars
5.0
4.95
4.71
Allyson
Apr 04, 2024
Verified

I have used Guild for three home purchases in two states. I have always appreciated their transparency, dedication and communication. On this last purchase, I see how much they have grown and am even more appreciative of their service. Thank you Guild. Rene, Matt, and Derick have been phenomenal! Choose Guild, you won’t be disappointed. 💗
J B
Mar 22, 2024
Verified

From initial conversation to signing closing documents within 38 days, this team did an incredible job assisting me & my wife in the purchase of our first home. They not only were professional in their conduct, but friendly in their service. Keep up the great work!
Jonathan
Mar 19, 2024
Verified

From our initial meet & greet conversation to signing closing documents within 38 days, this team set the bar in customer service and effectiveness. Keep up the great work!
Francisco U
Jan 19, 2024
Verified

Jason Gosser and his team of people made everything about our loan super easy. All questions we asked were answered very quickly within their work hours and informed us about every step of the loan. We were aware of everything being done with our Loan as time progressed making everything so easy. Thank you for working with us and we appreciate your work in helping us finance our new home.
jhauck
Dec 03, 2023
Verified

The entire staff at Guild Mortgage (Everett) were top-notch, and clearly the best I’ve seen in my four home purchases. I made clear my goal up-front, a fast close, and they did just that with flying colors! From pre-approval, to close on my new home (and keys in-hand), 24 days!! Competitive rates, full-service, and a very professional staff. Thank you Jason, Jacque (she’s super-awesome), Christina, Kristen, and the rest of Guild Mortgage!
mollyrp09
Nov 27, 2023
Verified

This was my first time buying a home and he made this process for me as easy as possible. Thank you so much for your help. Jason and his team was so helpful they answered all my questions and was pleasant to work with.

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Awards

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Causes I'm
passionate about

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NMLS ID #120413
I am authorized to do business in the states of Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Missouri, Montana, North Dakota, Nevada, Oregon, South Dakota, Tennessee, Texas, Virginia, Washington and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org); Branch NMLS ID 1120107; NV Mortgage Company #1141; OR ML-176; (www.nmlsconsumeraccess.org);