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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
This transaction had great communication and was very smooth. Melissa was wonderful to work with.
Everything went as planned and closed on time. Thank you, Melissa and your team. Merry Christmas to you all.
Good correspondence and updates
Melissa made everything easy to understand and was very attentive throughout the process!
Melissa was easy to work with, timely and attentive. Highly recommended her to anyone needing a home loan!
Melissa was great to work with, went above and beyond to make things happen
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NMLS ID #931932
I am authorized to do business in the states of Alaska, Idaho, Montana and Washington. Branch NMLS ID 2576073;
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