Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Melissa Bergren

Melissa Bergren

Loan Officer

1206 North Dolarway Road, Suite 202, Ellensburg, WA 98926
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
4.92
5.0
E'burg Amplifier R
Feb 22, 2024
Verified

Melissa met every expectation and if it was possible to give a higher rating I would in a heartbeat!
Nick K
Feb 10, 2024
Verified

Melissa was very proactive with all of the paperwork deadlines. She was also very excited and happy for us, which was encouraging.
Nick K
Feb 10, 2024
Verified

Melissa was very proactive with all of the paperwork deadlines. She was also very excited and happy for us, which was encouraging.
Bailee
Feb 01, 2024
Verified

Very friendly service and despite the difficulties of our situation, made everything work timely and smoothly.
Amy M
Feb 01, 2024
Verified

Melissa was wonderful and super informative, and I felt she was always available for me. Taking the class for first time home buyers she taught for free with Nicole P.T. really prepared me for the process!
Amy
Feb 01, 2024
Verified

Melissa was wonderful and super informative, and I felt she was always available for me. taking the class for first time home buyers she taught for free with Nicole P.T. really prepared me for the process!

Video gallery

View More

Awards

awards

Causes I'm
passionate about

causes
NMLS ID #931932
I am authorized to do business in the state of Washington.