Skip to content

About me

Hi, I'm Melissa! I'm a mortgage loan officer with a passion for making the home-buying process as exciting as it should be.Read more

Hi, I'm Melissa! I'm a mortgage loan officer with a passion for making the home-buying process as exciting as it should be. With years of experience, I specialize in helping first-time homebuyers, vacation home seekers, construction loan clients, and veterans - because every journey deserves expert guidance. I know that buying a home (or two, or three!) is a big deal, and I'm here to make it as smooth and stress-free as possible. Whether you're purchasing your first home, planning a dream vacation spot, or embarking on a construction project, I've got the knowledge and the resources to make your dream a reality. And with more investors than most lenders, I can offer you even more options when it comes to financing because everyone's needs are different, and I'm here to find the best fit for you! When I'm not working hard to help clients, you can find me soaking up the sunshine, enjoying family time, or reading a good book. I believe that buying a home should be a happy and rewarding experience, and I bring that same energy to everything I do. Let's chat - I'd love to help you get into the home you've been dreaming about!

Awards

Image of an award

Causes and Memberships

Image of an cause

Testimonials

4.95 (249 reviews)
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
As first time home builders it was very helpful to have someone as knowledgeable as Melissa Bergen helping us with the flow of finances from construction loan to converting it to a regular mortgage. Thank you!
Google logo
Yvonne D.

Mar 17, 2026

Melissa was knowledgeable and were clearly answered.
Experience logo
Faith

Mar 17, 2026

Kettle Falls, WA

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #931932

I am authorized to do business in the states of Alaska, Montana and Washington. Branch NMLS ID 2576073;

Send us a message

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Homebot logo

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Guild Mortgage Logo

Get my app

Mortgage updates on the go

Apple Store LogoGoogle Play Store Logo

Available on Google Play and Apple App Store