Your Home Loan. Your way. Customized and Personal.
Everyone is unique and deserves a personalized experience.
About me
Hi, I'm Melissa! I'm a mortgage loan officer with a passion for making the home-buying process as exciting as it should be. With years of experience, I specialize in helping first-time homebuyers, vacation home seekers, construction loan clients, and veterans - because every journey deserves expert guidance.
I know that buying a home (or two, or three!) is a big deal, and I'm here to make it as smooth and stress-free as possible. Whether you're purchasing your first home, planning a dream vacation spot, or embarking on a construction project, I've got the knowledge and the resources to make your dream a reality. And with more investors than most lenders, I can offer you even more options when it comes to financing because everyone's needs are different, and I'm here to find the best fit for you!
When I'm not working hard to help clients, you can find me soaking up the sunshine, enjoying family time, or reading a good book. I believe that buying a home should be a happy and rewarding experience, and I bring that same energy to everything I do.
Let's chat - I'd love to help you get into the home you've been dreaming about!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Melissa was awesome and very communicative! She was easy to talk to and valued my experience.
Great communication and such a smooth process from start to finish. Melissa was awesome to work with—professional, responsive, and made everything feel easy!
Great communicator and pro-active as normal (:
Melissa and her team made my experience seamless all the way to closing. Thank you!
Melissa was not only very knowledgeable on every aspect of the process but very communicative and respectful throughout!
Melissa is a gem in the Kittitas County Lending community! She is easy to communicate with, knowledgable, and really makes a difference for my clients!
NMLS ID #931932
I am authorized to do business in the states of Alaska, Montana and Washington. Branch NMLS ID 2576073; 
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