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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am Stacey Allbery. In 2021 I started my lending journey alongside my mother, Cheryl Lipp a long time resident of the area and local lending extraordinaire. She has taught me the ropes since birth and encouraged me to join her in lending land. I love helping my clients learn more about buying a home, assisting seasoned buyers and love Guild’s offerings of products. 

I am a first born sister of Katie and Michael who graduated in Kettle Falls. My grandparents were from Northport, and we called them Grandma and Grandpa Northport. I have spent a lot of my life in the area and love all it has to offer. I am a passionate cook, genealogist and love being near the water. Lake, river, creek, ocean, pool or puddle. Fall is my favorite season and ice cream is my favorite food. I am married to my husband, Sean of almost 20 years and have two boys, Nolan (almost 8, that is how he would want me to say it) and Clark who will be 2 in September. 

My first home was purchased in 2003, when I was 19 years old. I knew home ownership would be hard and was a huge goal for me. We bought our home with an ARM loan at the time, which everyone thought we were crazy for doing. We were thankful the entire time we owned that home for the loan we had.  

I look forward to meeting you soon. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Dena
Jun 02, 2025
Verified

I can't say enough good things about Stacey and Guild Mortgage. We had moved to help family, thinking we would not be here long. when 1 yr turned into 4, we knew we needed to make a more permanent stand and look for a home close to the family we came here to support. Our first call was the credit union who was literally a joke in all aspects. We knew we were in good standing to purchase a home and being told no was something we were not going to accept. We remembered our amazing experience years ago with Academy Mortgage, so we started the search to find them again (and should have done that to begin with).. we found that the name had changed, to Guild Mortgage. The first name that came up was Stacey. She was the lucky one to get our text. She literally called us back within minutes of reaching out late on a friday night, after normal work hours and from there it began. She took all our info right then and there and within just days, we were looking for a home, with our preapproval letter. Stacey and her team were in constant communication, day and night. She is just the BEST. You in the market for a home loan.. ? reach out to Stacey.. if it can happen, she will make sure of it! Best of luck Stacey. THANK YOU for all you did and for all of your help all along the way. You took all the stress out of it. You are greatly appreciated! we will see you for our next mortgage needs. :-)
Antonio
Jun 02, 2025
Kettle Falls, WA
Verified

Stacey was and is amazing to work with. She will make it happen. On top of being a amazing person. She is incredibly good at her job. I can't thank her enough. Strongly recommend her.
Toni
May 05, 2025
Colville, WA
Verified

Stacey stuck by our side throughout this whole process. Was very quick to respond and get us the steps we needed at the time. She always answered any questions we had. And always figured out a way to get it to work for us. I would highly recommend
Leigh S
Apr 30, 2025
Verified

Working with Stacey Allbery at Guild Mortgage was a smooth and positive experience from start to finish. The Stacey was patient, professional, and incredibly responsive to all my questions throughout the process. She was thorough in explaining each step, helped navigate the paperwork with ease, and coordinated well with all other parties involved, including the mobile notary. Thanks to her efficiency and attention to detail, I were able to close early, something I didn’t think was possible! I highly recommend Stacey to anyone looking for a reliable and conscientious mortgage partner.
Leigh
Apr 14, 2025
Colville, WA
Verified

They were super resposive with every detail, which made the process very easy.
Alexis
Feb 24, 2025
Colville, WA
Verified

Stacey is the most depenable lender I work with. Her communication with our client is unparalled. She is always kind and patient with me AND the client. I haven't had one sale fall through due to her proactive approach to getting underwriting conditions cleared and questions addressed early in the transaction. I cannot reccomend Stacey enough. I'm always confident she will prioritize our client's needs and match my enthusiasm about helping people start new chapters in their lives. Thank you Stacey!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2265547
I am authorized to do business in the state of Washington.