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Passionate local lending specialist

Explore tailored loan products with local expertise

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I am Stacey Allbery. In 2021 I started my lending journey alongside my mother, Cheryl Lipp a long-time resident of the area and local lending extraordinaire. She has taught me the ropes since birth and encouraged me to join her in lending land. I love helping my clients learn more about buying a home as first-time homebuyers and assisting seasoned buyers. Guild offers a large amount of loan products to help find the right fit for your life.

I am a first-born sister of Katie and Michael, who both graduated from Kettle Falls. My grandparents were from Northport, and we called them Grandma and Grandpa Northport. I have spent a lot of my life in the area and love all it has to offer. I am a passionate cook, genealogist and love being near the water. Lake, river, creek, ocean, pool or puddle. Fall is my favorite season and ice cream is my favorite food. I am married to my husband, Sean of almost 20 years and have two boys, Nolan (8) and Clark (3).

My first home was purchased in 2003, when I was 21 years old. I knew home ownership would be hard and was a huge goal for me. We bought our home with an ARM (adjustable-rate mortgage) loan at the time; which everyone thought we were crazy for doing. We were thankful the entire time we owned that home for the loan we had and actually never refinanced because it served us so well.

Why do I love lending? It turns it out it has been in my blood all along, hearing my mother speak to clients most of my life helped me take the leap into the business and I am so glad I did. Taking the borrower from zero belief factor to the funding table is my favorite part. Getting photos from my closed loans of the pride in ownership of the garden, the updated bathroom or kitchen and painting the spaces to make them their own. It brings me so much joy. Connecting with local real estate agents and knowing almost all of those that service Stevens County. Small town lending is special and being able to call and know the person on the other end of the phone is priceless.

I can't wait to hear from you and meeting you very soon.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Main M
Oct 01, 2025
Verified

Stacy took the moment and made it very smooth and easy. Instead of having it thrown in your lap. She was there for questions and she watches the interest rate for the best time to close. As well loan options. Great job Stacy and Company!!!!!
Mike
Oct 01, 2025
Colville, WA
Verified

Stacy took the moment and made it very smooth and easy. Instead of having it thrown in your lap. She was there for questions and she watches the interest rate for the best time to close. As well loan options. Great job Stacy and Company!!!!!
denise r
Sep 30, 2025
Verified

Stacy kept me up to date and always answered every call Made it so much easier to stay on top of deal and keep buyer calm during the process
Denise
Sep 30, 2025
Colville, WA
Verified

Stacy keep me up to date on everything and made it easier for my Buyer doing loan
Vicki
Jun 17, 2025
Keller, WA
Verified

Stacey was very knowledgeable and a fast worker on getting every stage of the loan done. Keept us updated all the time, and told us exactly what paperwork she needed from us to keep the loan progressing along smoothly and fast. We closed on the exact day that was promised.
Darby
Jun 17, 2025
Verified

Throughout the process of purchasing our first home, Stacey was so helpful and quick to get back to us. She always answered my calls and emails promptly and patiently answered all my little questions. On top of being good at her job, Stacey was always kind and friendly. Thank you for helping get us into our home Stacey! :)

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2265547
I am authorized to do business in the state of Washington.