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Passionate local lending specialist
Explore tailored loan products with local expertise
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Stacey Allbery

Loan Officer

NMLS# 2265547

About me

I am Stacey Allbery. In 2021 I started my lending journey alongside my mother, Cheryl Lipp a long-time resident of the area and local lending extraordinaire. She has taught me the ropes since birth and encouraged me to join her in lending land. I love helping my clients learn more about buying a home as first-time homebuyers and assisting seasoned buyers. Guild offers a large amount of loan products to help find the right fit for your life.

I am a first-born sister of Katie and Michael, who both graduated from Kettle Falls. My grandparents were from Northport, and we called them Grandma and Grandpa Northport. I have spent a lot of my life in the area and love all it has to offer. I am a passionate cook, genealogist and love being near the water. Lake, river, creek, ocean, pool or puddle. Fall is my favorite season and ice cream is my favorite food. I am married to my husband, Sean of almost 20 years and have two boys, Nolan (8) and Clark (3).

My first home was purchased in 2003, when I was 21 years old. I knew home ownership would be hard and was a huge goal for me. We bought our home with an ARM (adjustable-rate mortgage) loan at the time; which everyone thought we were crazy for doing. We were thankful the entire time we owned that home for the loan we had and actually never refinanced because it served us so well.

Why do I love lending? It turns it out it has been in my blood all along, hearing my mother speak to clients most of my life helped me take the leap into the business and I am so glad I did. Taking the borrower from zero belief factor to the funding table is my favorite part. Getting photos from my closed loans of the pride in ownership of the garden, the updated bathroom or kitchen and painting the spaces to make them their own. It brings me so much joy. Connecting with local real estate agents and knowing almost all of those that service Stevens County. Small town lending is special and being able to call and know the person on the other end of the phone is priceless.

I can't wait to hear from you and meeting you very soon.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews.
5.0 out of 5.0 stars
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5.0
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5.0
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5.0
Jeremy
Nov 2, 2025
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Stacey went WAYYY above and beyond for me throught the entire process. She was always responsive and helped guide me thr...See more
Tammy
Nov 2, 2025
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We had some appraisal challenges that she diligently worked through for us.
Jeremy
Nov 2, 2025
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Stacey went WAYYY above and beyond for me throught the entire process. She was always responsive and helped guide me thr...See more
Tony V.
Oct 6, 2025
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Exceptional in every Fashion!
Debbie
Oct 5, 2025
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Stacey is delightful to work with and knowledgable in her field. Thank you!!
denise r.
Oct 2, 2025
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Stacy kept me up to date and always answered every call Made it so much easier to stay on top of deal and keep buyer cal...See more

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Awards

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Causes & Memberships

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NMLS ID #2265547

I am authorized to do business in the state of Washington.

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