Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Phill Kent Becraft
Loan Officer
NMLS# 903912Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
home equity insights
For homebuyers
Discover homes that grow equity
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
5.0 out of 5.0 stars




Bev
Oct 10, 2025
Tulalip, WA

Verified
I can’t say enough good things about working with Phil. From start to finish, the experience was exceptional. He is always so professional, and truly went above and beyond to make the lending process smooth and stress-free for all my clients. Every question my clients had was answered promptly and clearly, and Phil kept me informed every step of the way. What really stood out was his attention to detail and genuine care in finding the best loan options to fit my clients needs. Thanks to Phil,, everything closed on time and exactly as promised. I would highly recommend him to anyone looking for a reliable, knowledgeable, and trustworthy lender. I’ll definitely be using his services again in the future for all my clients! — Bev White, Dream Real Estate Group
Martin
Oct 01, 2025
Moses Lake, WA

Verified
Phil and his team are the best. Excellent communication and service throughout the process. I dont know how they could streamline the process or make it better. Top knotch.
Jordan T
Sep 22, 2025

Verified
Phill was great! Super helpful and informative - patiently walking us through the process and guiding us all the way. Diligently even got us money back!
Jeremy
Sep 03, 2025
Long Beach, WA

Verified
This was somewhat of a complex transaction and having some knowledgeable, like Phill, on the other side was a blessing.
Kimberly
Aug 30, 2025
Camano Island, WA

Verified
Thank you, Phill, for the weekly communication and smooth transaction!
KATHLEEN F
Aug 26, 2025

Verified
Working with Phill was a pleasure. He is very communicative, keeping us informed every step of the way. There were no bumps and we felt very comfortable in the process. Very impressed!!!
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!