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Phill Kent Becraft
Loan Officer
NMLS# 903912Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
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5.0 out of 5.0 stars




Dailen
Apr 14, 2025
Aberdeen, WA

Verified
Phill was awesome to work with. Whenever we had any sort of question he was always willing to answer and give us any sort of information we were looking for. Overall a really smooth process, we were always kept in the loop of what was going on and we were given accurate timelines on when to expect certain steps to occur.
Meghan
Apr 14, 2025
Aberdeen, WA

Verified
Phill was great to work with! He always answered our questions and a timely manner and was very communicative throughout the process. He made buying our first home a breeze!
Mitzi
Apr 08, 2025

Verified
There's good and then there is great! When others said no can do..on a special type loan. That involved thinking outside the box. Phillip got it done. He has done many other loans for my family members with no hiccups.
Zach T
Apr 08, 2025

Verified
Phill was a pleasure to work with and made the whole process easy for us! When we found a house we liked, Phill was able to run numbers promptly and and would send us personal update videos! I would highly recommend guild mortgage and Phill to anyone buying a house!
Madison
Apr 07, 2025
Stanwood, WA

Verified
Great communication and was able to explain the process and what numbers were going where! Phil worked hard with helping us get what we wanted and provided great advice
Meghan H
Apr 07, 2025

Verified
Phill was awesome to work with! He was always willing to answer any questions we had throughout the process. He was prompt when we reached out to him and would always make sure we were up to date on everything going on throughout the process. Would highly recommend working with Phill and his team!
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
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