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Phill Kent Becraft
Loan Officer
NMLS# 903912Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
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5.0 out of 5.0 stars




Anna
Mar 26, 2025

Verified
Thank you, Phill, for your exceptional guidance and support in helping us secure our home. You made the lending process far smoother than we ever expected. If you're looking for a lender who is knowledgeable, personable and patient, Phill is the one to trust. He goes above and beyond for his clients.
Anna
Mar 24, 2025
Olympia, WA

Verified
Thank you, Phill, for your exceptional guidance and support in helping us secure our home. You made the lending process far smoother than we ever expected.
Gavin
Mar 10, 2025
Oak Harbor, WA

Verified
what didnt i like is the question the answers simple nothing everything was awesome made the process very easy and stress free as much as possible
Gavin Z
Mar 06, 2025
Oak Harbor, WA

Verified
We started this journey 2 years ago and when we were only approved for a garden shed at Home Depot. Phil explained how and what todo to change that. Today we bought our first house thanks to the help from phil! We greatly appreciate it and will definitely use him for our next house down the road!
Brandon
Jan 21, 2025
Kirkland, WA

Verified
Phil made the home buying process clear and easy! He took the time to educate us on why structuring the mortgage a certain way was better and made us feel very comfortable throughout the whole process.
Brandon
Jan 18, 2025

Verified
Phil was very easy to work with and very insightful. He came up with the perfect plan for my budget and gave me all the information to pick an amazing house! It was a pleasure working with him.
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
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