
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

Phill Kent Becraft
Loan Officer
NMLS# 903912Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info

home equity insights
For homebuyers
Discover homes that grow equity
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
5.0 out of 5.0 stars




David
May 27, 2025
Tulalip, WA

Verified
Communication and follow up were great. enjoyed the Tuesday update video
Kim
May 27, 2025
Lake Stevens, WA

Verified
Phill's wisdom, experience, availability and relational care were just a few reasons why we will recommend Guild's services in the future.
Michael
May 27, 2025
Lake Stevens, WA

Verified
Great service, excellent follow through. Exceeded our expectations in every way.
KR M
May 24, 2025

Verified
Our experience with Phill was exceptional! He is an expert in his field and consistently kept us aware of changes and information helpful to our home search and mortgage lending in general. Most importantly and what we appreciated over and over again was that Phill genuinely cared about our situation and our best interest was his priority. He demonstrated this through excellent listening and teaching, availability at odd hours of the day and the services he provided to us were addressed timely. His calm, good natured demeanor was always willing to discuss and explain anything we needed assistance with. We had total confidence in Phill and therefore highly recommend him. Give him an opportunity and you will be glad you did!
seth t
May 23, 2025

Verified
Phill was nothing but the best during our home buying process. Willing to answer phone calls and texts when ever needed. Him and his team made it super simple for us first time buyers and I will continue to use him for future purchases!
Dailen
Apr 14, 2025
Aberdeen, WA

Verified
Phill was awesome to work with. Whenever we had any sort of question he was always willing to answer and give us any sort of information we were looking for. Overall a really smooth process, we were always kept in the loop of what was going on and we were given accurate timelines on when to expect certain steps to occur.
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!