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Phill Kent Becraft
Loan Officer
NMLS# 903912Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
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5.0 out of 5.0 stars




Jeremy
Jun 19, 2025
Granite Falls, WA

Verified
Absolutely! Here's a more concise version coming from you as the buyer's agent: Working with Phill was an absolute win for my buyers. He was communicative, proactive, and incredibly knowledgeable throughout the entire lending process. He kept everyone informed, met every deadline, and made sure my clients felt confident from start to close. I always appreciate having a lender like Phill on the team—he makes the transaction smoother for everyone involved!
Angie
Jun 19, 2025
Goldendale, WA

Verified
Thank you for the amazing job
Rodrigo
Jun 19, 2025
Monroe, WA

Verified
Phil and his team was truly a smooth and stress-free experience. From day one, he was professional, knowledgeable, and always quick to respond. As a first-time buyer, I had a lot of questions, and Phil made sure I felt informed and confident every step of the way. He explained things clearly, kept me updated throughout the process, and genuinely cared about making sure I got the best option for my situation. I couldn’t have asked for a better experience!
Caroline E
Jun 19, 2025

Verified
Phill was great at answering the very long list of questions we had every step of the way. Worked with our interesting schedules and made our first time homebuying experience phenomenal.
rodrigo R
Jun 19, 2025

Verified
As first-time home buyers, we couldn’t have asked for a better experience than the one we had with Phil! He answered every single question we had—no matter how big or small—and made sure we felt confident and informed every step of the way. Phil was incredibly responsive and always available when we needed him. He explained everything in great detail and took the time to make sure we truly understood the process. His patience, knowledge, and dedication made what could have been a stressful journey feel smooth and manageable. Highly recommend Phil to anyone looking for a top-tier mortgage professional!
Gregory M
Jun 18, 2025

Verified
Phill was very helpful. He and his team made the whole process easy. The hardest part was waiting for processes tp complete that were out of their control. I suspect that their patience is tried daily with those processes but they don't let it bother them. Good with people and their business.
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
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