
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

Phill Kent Becraft
Loan Officer
NMLS# 903912Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info

home equity insights
For homebuyers
Discover homes that grow equity
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
5.0 out of 5.0 stars




Martin
Oct 01, 2025
Moses Lake, WA

Verified
Phil and his team are the best. Excellent communication and service throughout the process. I dont know how they could streamline the process or make it better. Top knotch.
Jordan T
Sep 22, 2025

Verified
Phill was great! Super helpful and informative - patiently walking us through the process and guiding us all the way. Diligently even got us money back!
Jeremy
Sep 03, 2025
Long Beach, WA

Verified
This was somewhat of a complex transaction and having some knowledgeable, like Phill, on the other side was a blessing.
Kimberly
Aug 30, 2025
Camano Island, WA

Verified
Thank you, Phill, for the weekly communication and smooth transaction!
KATHLEEN F
Aug 26, 2025

Verified
Working with Phill was a pleasure. He is very communicative, keeping us informed every step of the way. There were no bumps and we felt very comfortable in the process. Very impressed!!!
Kathleen
Aug 25, 2025
Arlington, WA

Verified
Phillip was amazing to work with! Great communication, fun energy, very knowledgeable. Everything in transaction went very well with no worries.
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!