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Phill Kent Becraft
Loan Officer
NMLS# 903912Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
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5.0 out of 5.0 stars




Mitzi C
Jul 31, 2025

Verified
Phill Becraft has helped many of my customers get the best loan that fits their needs, always returns his calls, great communication. Sends updated reports weekly. Great Loan officer!
Mitzi
Jul 30, 2025
Arlington, WA

Verified
Phill took the time to show my buyer the pro's and con's on different loan programs, he always returned calls even if he was in Disney Land with the family, very professional and great follow up. Thank you
Chase P
Jul 30, 2025

Verified
Phill is the best! Always has super competitive rates and the best customer service!
Amanda L
Jul 20, 2025

Verified
Phill goes above and beyond for his clients making sure there is clear and transparent information throughout the process. He is always a pleasure to work with and I’m excited to be able to work with him again with my next home buyers in Snohomish County.
Amanda
Jun 02, 2025
Granite Falls, WA

Verified
Phill goes above and beyond to have clear and transparent communication through out the process thank you!
Jeremy
Jun 19, 2025
Granite Falls, WA

Verified
Absolutely! Here's a more concise version coming from you as the buyer's agent: Working with Phill was an absolute win for my buyers. He was communicative, proactive, and incredibly knowledgeable throughout the entire lending process. He kept everyone informed, met every deadline, and made sure my clients felt confident from start to close. I always appreciate having a lender like Phill on the team—he makes the transaction smoother for everyone involved!
NMLS ID #903912
I am authorized to do business in the states of Arizona and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 903912;
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