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Jeff Baxter

Jeff Baxter

Sr. Loan Officer

11714 North Creek Pkwy N, Ste 150, Bothell, WA 98011
Own what matters
Own what matters

About Me

Mortgages, Home Loans, and Lending

As your loan officer I understand that securing a mortgage for your home can be an emotional journey, and I will always keep your interests in mind. I welcome your questions and will educate you about the home loan process along the way.

Whether you need a mortgage broker for your first home, to secure an investment property, or finance a vacation home for your family – no home loan is too small or too big and no situation is too complicated.

I do not take lightly the trust that my clients put in me. I never forget the big picture when your dreams of home-ownership are at stake.

To find out if I can help you, go to my site, ApplyWithJeffBaxter.com today to fill out the easy loan application and we’ll start the pre-approval process.

The experience I gained when I was a licensed real estate agent makes me uniquely qualified to walk my clients through the process of obtaining a home loan. I understand the complexities you face and understand how stressful it can be. It's my job to keep things going smoothly, so that this process is as stress-free as possible.

As a mortgage lender I know what my mortgage customers need and am constantly looking for ways to deliver a premier service experience. I pledge to handle every facet of your financial transaction with professionalism, dedication and personalized care. It’s my goal that you are 100% satisfied throughout the entire lending transaction.

My partnership with Guild Mortgage means I’m backed by loan professionals. Guild believes in training and testing their mortgage lender professionals beyond the national and state standards which ensures that with my team, you will always work with knowledgeable and friendly experts.

I will listen to you, look for exactly what you want and need, and do the homework to ensure I find that perfect home loan.

To apply now go to: ApplyWithJeffBaxter.com, I will be notified that you’ve completed a loan application and will follow up with you.

Call me today so that I can help you with the next right steps!

Personal

I’ve lived in Snohomish County since I was 10 years old and graduated from Lynnwood High School in Lynnwood, Wa (www.LynnwoodWa.gov ). I love living in the Northwest and enjoy taking in all its beauty. It means a lot to me that not only do I get to live in Mill Creek (www.cityofMillCreek.com ) but I also get to work just down the road in Bothell, WA (www.ci.bothell.wa.us ).

In my spare time I love to work in the yard, hike, and even sing or play the keyboards.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
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5.0
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Greg F
Jan 15, 2023
Verified

Jeff made purchasing our home in Bellingham a great experience. His knowledge and insights into the lending process really made everything easy. Jeff was eager to help, always responsive, and offered great advice. We will use Jeff again.
Sourabh S
Dec 07, 2022
Verified

Thanks a lot Jeff for being so patient, helpful and guiding us at every step, we just came back after signing the documents. This wouldn’t have been possible without your constant support. 👍🏻
Kayla J
Oct 19, 2022
Verified

There truly aren't enough words to describe our phenomenal experience with Jeff. What started as a call just to find out what our options are, turned into a multiple year journey together. Through the pandemic, Jeff continually checked in with us, answered every tiny question and never made us feel like it was a ridiculous one, worked all hours of every day and night to help us, and ultimately introduced us to our great realtor as well. I often asked friends even if it was normal for your loan officer to be this amazing and nobody I talked to had even close to the same experience as we got to have with Jeff. When we finally got to the finish line and were given the keys, Jeff surprised us at the house and it was the perfect ending to an already perfect experience. It being our first home, also in a state with no family, Jeff made us feel like it was home and feel like we even had family here. In addition to that, Erin on the team, was the absolute best to work with. I could probably write a novel here but I'll leave it with this; my husband and I couldn't recommend Jeff and his team more!
rahul d
Jun 21, 2022
Verified

Jeff is great to work with, very professional and informative. keeps the client's best interest in the center to help me find their dream house!! Thanks for all the help, we were ready way before the closing date thanks to him and his team who were on top of the things from day 0.
Bruno da S
Jun 02, 2022
Verified

We really liked working with Jeff, great quality and amazing responsiveness from him and his team!
Natsu
Jun 01, 2022
Verified

I’m very thankful for his service. He is the best agent I ever worked with and helped my difficult case. I’m glad to choose him as my agent. I highly recommend him.

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Awards

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NMLS ID #1678307
I am authorized to do business in the states of Arizona, California and Washington. AZ BK#0018883; AZ BKBR# 0118947; AZ LO Lic.# 1678307; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;