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Michael Smith

Loan Officer

150 120th Ave NE, Suite 300, Bellevue, WA 98005
Own what matters

About Me

With over 15 years of mortgage experience, my goal is to always provide my clients with exemplary service throughout the mortgage loan process and beyond the loan closing. 

A lot of folks think I just do home loans. I don’t see it that way. I want to build community through each professional and personal relationship. Each loan scenario and client is unique. I feel a great responsibility to educate my clients, whether they are a first time home buyer or a seasoned real estate investor. After all, a mortgage is typically the largest debt secured against perhaps the largest asset many Americans have. There is a lot at stake and I strive to provide the necessary service needed to make sure each client’s individual needs are met. This commitment to service, coupled with innovative marketing is where I believe communities are built.

Personally, I am married with six kids and I reside in Issaquah, WA. I am also a board member of the International Assistance Program (, a non-profit committed to alleviating extreme poverty and providing access to clean and safe water throughout Africa and Latin America. In my free time, I love to cook, garden, and play a little golf.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

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NMLS ID #280567
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;