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About me

Buying your first home is one of the most exciting, and sometimes overwhelming milestones in life. My mission is to make that journey clear, strategic, and empowering from start to finish.Read more

Buying your first home is one of the most exciting, and sometimes overwhelming milestones in life. My mission is to make that journey clear, strategic, and empowering from start to finish.

 

As a mortgage professional serving Washington and Oregon, I specialize in helping first-time homebuyers navigate today's market with confidence. I take a personalized, education-first approach, making sure you understand your options and feel fully equipped to make the right decisions for your financial future.

 

I'm honored to be recognized among the top 1% of Mortgage Originators in America, a Scotsman Guide Top Originator, and a President's Club award winner. These achievements reflect not only production, but a consistent commitment to delivering exceptional service, strong results, and trusted guidance for my clients.

 

What truly sets me apart is my ability to structure creative loan solutions tailored to your unique situation. No two buyers are the same, and I pride myself on presenting strategic options that align with your goals, whether that's minimizing upfront costs, maximizing purchasing power, or creating long-term financial flexibility.

 

I offer a wide range of loan programs, including:

 

Down Payment Assistance programs to help make homeownership more accessible

DSCR loans for investors looking for flexible qualification options

Jumbo financing for higher-priced homes

Specialized solutions for self-employed borrowers, designed to work with complex income scenarios

and many more

 

Throughout the process, my goal is simple: to be your trusted advisor. Someone who advocates for you, simplifies the complexities, and helps you move forward with clarity and confidence.

If you're thinking about buying your first home, I'd love to help you build a smart, personalized plan to get there.

 

Awards

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Causes and Memberships

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Testimonials

4.98 (159 reviews)
Zillow logo
5.0
Experience logo
5.0
Google logo
5.0
Third party logo
4.9
Kristina was quick to respond to any and all questions I had; she was very clear, transparent, and gave a lot of reassurance and ease in the financial side of the home buying process. Thank you Kristina!
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Laura J.

July 31, 2026

Thank you very much
Experience logo
Paul

July 29, 2026

Newcastle, WA

Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Brandon Lane

Originating LOA | NMLS #1618657

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #1698009

I am authorized to do business in the states of Arizona, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0114992; AZ LO Lic.# LO-201376; OR ML-176;

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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