Find the loan to fit your life
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Janet Knutsen
Senior Loan Officer
NMLS# 501021
Email
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Janet was very helpful from the start, answered all questions we had in a timely manner, and was very knowledgeable.
Janet made the home buying process easy!
Janet was the best! Super knowledable and easy to work with! Would highly recommend her!
Janet was amazing to work with. Very involved and helpful! Would 100% reccommend using her and Guild mortgage!
I've worked with Janet and Guild Mortgage many times. She is always there when an agent needs her ~ regardless of what day or time it is. I highly recommend! 10 out of 10!
Janet was always available and responded to me when I needed her to...regardless of what day or time it was. She is amazing to work with...very knowledgeable and prompt.
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NMLS ID #501021
I am authorized to do business in the state of Vermont.
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