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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I grew up close to Detroit, Michigan, spending a significant part of my childhood and young adult years “Up North,” where I developed a deep appreciation for nature. An avid equestrian, I actively compete in the eventing discipline. My interests also include downhill mountain biking, SCUBA diving, yoga, camping, and embarking on long road trips. I moved to Virginia to pursue my Marine Biology degree at Old Dominion University. After graduating, I settled in Northern Virginia before eventually relocating to the beautiful Shenandoah Valley. I explored real estate briefly before discovering my true passion in financing. With a knack for problem-solving, I love crafting creative solutions, whether I’m assisting first-time homebuyers or creating strategic mortgage solutions for real estate investors. I thrive on challenges and derive great satisfaction from guiding my clients through the mortgage process.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Gail
Jul 02, 2025
Winchester, VA
Verified

Very professional - good and quick responses to any questions. All did a good job! Thank you, Gail Farrace - Licensed in Virginia Colony Realty
Tracy
Jul 02, 2025
Inwood, WV
Verified

Liz was on this loan every step of the way. She worked tirelessly to get the loan done for the
Kimberly
Jun 27, 2025
Martinsburg, WV
Verified

Elizabeth Graham is an amazing lender. My client was rejected by multiple lenders due to their tough financial situation. Liz took her on and went through every possible scenario and did not give up. Together We helped a family find a home and a much better living situation . Liz genuinely cares about her clients
Caitlyne
Jun 27, 2025
Martinsburg, WV
Verified

Liz went above and beyond and turned a distant dream into reality . She was extremely personable and dedicated to finding me the best solution and I couldnt have asked for a better experience.
Larry
Jun 18, 2025
Inwood, WV
Verified

Communication, knowledge and friendly personality
Kortney
Jun 02, 2025
Hagerstown, MD
Verified

Every single person that I interacted with from Liz to Jessica was absolutely amazing! I never had to worry or wonder what was happenin. I was constantly informed and everything explained in a way that someone like myself with no experience buying a home could easily understand.

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NMLS ID #1480405
I am authorized to do business in the states of Maryland, Pennsylvania, Virginia and West Virginia. (www.nmlsconsumeraccess.org/);