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Beth Stephans

Branch Manager

7505 Richmond Road, Suite 3401, Williamsburg, VA 23188
Own what matters

About Me

"I have always enjoyed the mortgage industry because it allows me to be creative and help my clients find the best possible financing options for their needs. I look at my clients as 'customers for life' and take pride in creating a long-term relationship with them. There is nothing more rewarding than getting a referral from a past client; then you know you have done your job well." - Beth Stephans about The Beth Stephans Team. 

Our team brings over 36 years of mortgage experience. What sets us apart is our combined knowledge of all sides of the mortgage process, from origination to closing, giving them a unique perspective of the transaction and a hands-on approach throughout the mortgage process. We look forward to the opportunity to work together. Working with The Beth Stephans Team, you have access to us 24/7.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Aug 22, 2022

Beth and Galiena are the best!! Fast efficient communicative and a total delight to work with. As a Realtor I need to have the very best partners for my clients to ensure a trouble-free closing and no lender gets more sterling reviews than this team!
Sep 30, 2021

Gretchen and I would just like to thank Beth and Galiena for your stalwart efforts yesterday and throughout this process to ensure that we could close on our home yesterday! It was extra special that it happened on my birthday. We are forever grateful to you for making it all happen. Thank you all so much!Melissa & Gretchen
Jul 19, 2021

Beth and Galiena provided excellent support given we were purchasing a home out of country. They exhibited professional services always ready to explain the process and mortgaging details displayed compassion and patience with our questions and concerns and were apt problem solvers throughout. Thanks so much for a job well done We are very happy with your help acquiring a home.
Jul 05, 2021

Beth and Galena were great to work with throughout the whole process of buying a home. I would recommend family and friends to refer them to use their services.
Apr 11, 2021

Beth Stephans and Galiena Giombetti were a pleasure to work with. They kept us informed at every step of the process. They are professional but at the same time friendly. They are knowledgeable and accessible.
Mar 28, 2021

Bath is highly professional efficient and helpful. It has been a pleasure to work with her again on our refinance.

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NMLS ID #140755
I am authorized to do business in the states of Florida, North Carolina, New Jersey, Pennsylvania and Virginia. Licensed by the N.J. Department of Banking and Insurance; (;