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Building Dreams One Loan at a Time
Trusted Mortgage Solutions delivered with Expertise and Ease.

About me

My team and I are dedicated to finding the perfect loan that fits our clients' needs and financial goals. We believe in keeping the lines of communication open with our clients and referral partners, which is a trait we pride ourselves on. With experience in mortgage origination since 2001, and Guild Mortgage handling local processing, underwriting, and funding, our team provides top-notch service.

We're excited to share our expertise with you! Reach out to us today!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews.
4.98 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.9
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5.0
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5.0
Patricia
Nov 1, 2025
Experience logo
Beth and her team are always responsive when we have questions.
Sonia D.
Nov 7, 2025
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What an amazing team…brilliant every step of the way. Highly recommended. Thank you so much.
Rachael K.
Nov 7, 2025
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The Beth Stephans Team was incredibly knowledgeable in helping me refinance my mortgage. They were very helpful in antic...See more
Chiara M.
Nov 7, 2025
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Highly recommend working with Beth Stephans at Guild!
Anne B.
Nov 7, 2025
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Great customer service and communication throughout the entire transaction.
joseph m.
Nov 7, 2025
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Working with Beth was a seamless process from start to finish. Responded to emails in a timely manner. There were no hic...See more

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Awards

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Causes & Memberships

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NMLS ID #140755

I am authorized to do business in the states of Florida, North Carolina, New Jersey, Pennsylvania and Virginia. Licensed by the N.J. Department of Banking and Insurance; (www.nmlsconsumeraccess.org/);

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