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Building Dreams One Loan at a Time

Trusted Mortgage Solutions delivered with Expertise and Ease.

About me

My team and I are dedicated to finding the perfect loan that fits our clients' needs and financial goals. We believe in keeping the lines of communication open with our clients and referral partners, which is a trait we pride ourselves on. With experience in mortgage origination since 2001, and Guild Mortgage handling local processing, underwriting, and funding, our team provides top-notch service.

We're excited to share our expertise with you! Reach out to us today!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Candace
Jul 18, 2025
Gloucester, VA
Verified

Always wonderful working with Beth! She is always efficient, knowledgeable and on point. Thankful for you, Beth!
Kerry
Jun 27, 2025
Paoli, PA
Verified

Working with Beth is always great!! Beth is very attentive and easily accessible. Always a pleasure to work with her!
James
Jun 02, 2025
Malvern, PA
Verified

Beth was very helpful throughout the process, and despite a couple of providers offering similar rates, she was the most open, transparent and available.
Claire M
Jul 21, 2025
Verified

Beth Stephan’s was a tremendous help throughout the entire process! Highly recommend!
Claire
Jul 18, 2025
Pottstown, PA
Verified

Beth was super efficient, knowledgable, responsive and helpful!
Brian
Jul 18, 2025
Pottstown, PA
Verified

Beth and her team did several specific things to enable my farm purchase to be successful. Beth educated me about different approaches and loan features. She took the time to understand my ultimate vision and presented different scenarios for my consideration. I no longer have to wonder about what is possible. Beth and her staff were responsive and available whenever I needed them. The scenario of my farm purchase seemed complex to me - but it did not seem like a challenge at all to them! They simply took the new situation and created actionable numbers and approaches for me to work with. It is clear to me that behind the scenes Beth advocated for my success through the appraisal process and other hurdles in the acquisition of the property. Beth and her staff are warm, easy to work with and effective at their work. Win-win-win! Selling my home and purchasing a historic farm property presented 100 things to worry about. Beth and Guild were not on that list! Thank you!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #140755
I am authorized to do business in the states of Florida, North Carolina, New Jersey, Pennsylvania and Virginia. Licensed by the N.J. Department of Banking and Insurance; (www.nmlsconsumeraccess.org/);