Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Beth Stephans

Beth Stephans

Branch Manager

7505 Richmond Road, Suite 3401, Williamsburg, VA 23188
Own what matters
Own what matters

About Me

"I have always enjoyed the mortgage industry because it allows me to be creative and help my clients find the best possible financing options for their needs. I look at my clients as 'customers for life' and take pride in creating a long-term relationship with them. There is nothing more rewarding than getting a referral from a past client; then you know you have done your job well." - Beth Stephans about The Beth Stephans Team. 

Our team brings over 36 years of mortgage experience. What sets us apart is our combined knowledge of all sides of the mortgage process, from origination to closing, giving them a unique perspective of the transaction and a hands-on approach throughout the mortgage process. We look forward to the opportunity to work together. Working with The Beth Stephans Team, you have access to us 24/7.

Read Blog

Meet my team

Team Logo

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate



4.97 out of 5.0 stars
Mar 18, 2024

Beth and her team are very efficient and on point! Beth's vaat experience and knowledge is truly special! She and Galiena are a joy to work with and I highly recommend them!
Mar 11, 2024

Thank you!
Mar 11, 2024

The Buyers were having a difficult time with their original lender. Before giving up on getting a loan, they went to Beth Stephans for a second opinion. Beth was a game changer! From the moment they connected, it was evident that Beth had their best interest at heart. She reviewed the different programs and found one that had a lower interest rate and better terms. But more importantly, Beth communicated frequently, guided them through the process, handled all challenges and got them to the closing table. As a Realtor, I would absolutely recommend Beth Stephans and her team at Guild Mortgage.
Mar 04, 2024

You did! Thanks so much for everything you did in moving along a sometimes challenging situation.
Mar 04, 2024

Beth and her team are simply exceptional - knowledgeable, timely, responsive and PROACTIVELY communicative. They get the job done with joy, gratitude and a genuine sense of caring for the borrowers (and their real estate agents :)
Feb 20, 2024

Persistence with a sometimes uncommunicative buyer. Always keeping me apprised of where we were on the deal. The gentle yet persistent prodding it took to get me to do what I needed to do. The understanding it took to get a second appraisal...I could go on...

Video gallery

View More


awards awards

Causes I'm
passionate about

NMLS ID #140755
I am authorized to do business in the states of Florida, North Carolina, New Jersey, Pennsylvania and Virginia. Licensed by the N.J. Department of Banking and Insurance; (;