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About me
Thank you for visiting my website! My name is Joe Gallagher. I was born and raised in Northern Virginia. I currently live and work in Warrenton, Virginia and enjoy serving these local communities:
Warrenton | Gainesville | Haymarket | Loudoun | Prince William | Fairfax | Stafford | Culpeper
Since beginning my mortgage career in January of 2003 I've had the privilege of assisting many families with a wide variety of situations to help them achieve their financial goals. Whether you are a first-time homebuyer, in need of refinancing (for a rate reduction, home improvement, or debt consolidation), or purchasing an investment property, I'd be grateful for the opportunity to guide and assist you. In working with me you'll find that I am customer service oriented and helpful by nature. I enjoy developing business relationships, networks, and marketing opportunities with real estate, financial, and banking professionals. I'm passionate about mentoring others and working with them to reach their full potential. But most importantly, I'm energized about helping individuals and families find an excellent mortgage solution suited to their financial needs.
I am a Manager and Mortgage Planner by profession, but I am a husband and a father first and foremost. When I'm not assisting others with their financing needs I'm supporting my church, coaching and enjoying my time with my wife, Renee, and our 3 children Lincoln, Alexandra, and Bailey. I'm a lover of sports, the outdoors and spending time with close friends & family. Purchasing a home or refinancing an existing mortgage loan is a massive decision and one that involves the review of very personal information and dollar amounts that resemble a small fortune. My goal is to earn your trust and help you. My hope is to be the one you lean on for mortgage advice not just in the short term but for many years to come.
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Testimonials
As always, Joe takes care of my clients and the communication along the way is phenomenal.
Joe was super nice and helpful throughout the loan process. We were buying our house from out of state and he made himself a great local resource for us. He was very patient in explaining the process and answering my questions when I didn’t understand (or sometimes like) how it works. He came to our closing and really saved the day when an issue emerged at closing even though he didn’t have to. Definitely would recommend him.
Working with Joe was such a pleasant experience. He provided the encouragement I needed by his professionalism and trustful guidance.
It was pleasant working with Joe. He is professional and helped me answer questions I had throughout the process. He has a calm demeanor and very easy to work with.
Joe was amazing! From the start that I applied for loan till the closing I was amazed how focused and dedicated he was to begin with. Great personality on the phone! Great customer service is what we need at this time. I've been a GM of Hilton for 25 years and he is definitely a gem and asset to Guild Mortgage. Outstanding job. He even answer my emails on a weekend he was away from his family! Such true dedication and hard work that reflects Joe.
It was a great experience from the beginning to the end
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