Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

With over 25 years of experience in the real estate industry, Matt James is dedicated to helping you achieve your homeownership dreams. Matt's journey began with 12 years in real estate brokerage, where he successfully guided investors, builders, and developers. He then led two of Virginia’s top real estate brokerages for six years, honing his leadership skills and industry knowledge.


Seeking new challenges, Matt spent four years consulting for mortgage banks, gaining a comprehensive understanding of the mortgage landscape. Now, five years into his mortgage banking career, Matt leverages his extensive expertise to empower borrowers and collaborate with real estate agents.


Matt's passion for homeownership, investment, and his entrepreneurial spirit make him a valuable partner for clients and industry professionals alike. Whether you're a first-time homebuyer, a seasoned investor, or a real estate agent looking for a reliable mortgage partner, Matt is here to provide personalized solutions and exceptional service.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Christiana
Oct 13, 2025
Dumfries, VA
Experience logo
Dan and Christi were great to work with.
Arianne
Sept 28, 2025
Chesapeake, VA
Experience logo
Thanks so much Matt and Christi (TC) for all your help with my VA IRRRL. You guys are the best!😊
Birche
July 9, 2025
Southern Pines, NC
Experience logo
Our clients experience is paramount to us. Matt & Team deliver a 5 Star Experience, Communicate clearly &...See more
Birche M.
July 5, 2025
Google logo
Our clients experience is paramount to us. Matt & Team deliver a 5 Star Experience, Communicate clearly &...See more
Peter
June 26, 2025
Southern Pines, NC
Experience logo
A very friendly, respoonsive and thorough team throughout the whole process...
Lisa
June 22, 2025
Wake Forest, NC
Third party logo
Matt was always attentive to our needs. He made it easy to go through the loan process. Matt really provided great servi...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #1938629

I am authorized to do business in the states of Georgia, Montana, North Carolina and Virginia. Branch NMLS ID 2470466; (www.nmlsconsumeraccess.org/);

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*