Select from hundreds of loan products tailored to your needs
Matt James
Branch Manager
NMLS# 1938629
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
With over 25 years of experience in the real estate industry, Matt James is dedicated to helping you achieve your homeownership dreams. Matt's journey began with 12 years in real estate brokerage, where he successfully guided investors, builders, and developers. He then led two of Virginia’s top real estate brokerages for six years, honing his leadership skills and industry knowledge.
Seeking new challenges, Matt spent four years consulting for mortgage banks, gaining a comprehensive understanding of the mortgage landscape. Now, five years into his mortgage banking career, Matt leverages his extensive expertise to empower borrowers and collaborate with real estate agents.
Matt's passion for homeownership, investment, and his entrepreneurial spirit make him a valuable partner for clients and industry professionals alike. Whether you're a first-time homebuyer, a seasoned investor, or a real estate agent looking for a reliable mortgage partner, Matt is here to provide personalized solutions and exceptional service.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Jumbo
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Dan and Christi were great to work with.
Thanks so much Matt and Christi (TC) for all your help with my VA IRRRL. You guys are the best!😊
Our clients experience is paramount to us. Matt & Team deliver a 5 Star Experience, Communicate clearly & close on time, no matter the hurdles that always seem to arise. Thanks Matt & Team!
A very friendly, respoonsive and thorough team throughout the whole process...
Matt was always attentive to our needs. He made it easy to go through the loan process. Matt really provided great service.
Awesome experience for a first time homebuyer. Would recommend them to anyone and definitely will be using again!
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