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Michael Repshas

Loan Officer

NMLS# 1025235

About me

With over 12 years of experience in the mortgage industry, I have consistently demonstrated my commitment to helping clients achieve their homeownership dreams. Recognized as one of the top 1% of Mortgage Lenders Nationwide in both 2022 and 2023, my expertise lies in analyzing the specific needs of each individual client to tailor their financing solutions accordingly.

My specialization includes:

Personalized Loan Solutions: I take pride in understanding the unique financial situations of my clients and providing customized mortgage options that best suit their needs.

Comprehensive Market Knowledge: My extensive experience allows me to navigate the complexities of the mortgage market, ensuring that my clients receive the most favorable terms and rates available.

Client-Centric Approach: Building lasting relationships with my clients is at the core of my practice. I am dedicated to providing exceptional service and support throughout the entire loan process.

Whether you are a first-time homebuyer or looking to refinance your existing mortgage, I am here to guide you every step of the way. Let's work together to make your homeownership goals a reality.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.88 out of 5.0 stars
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4.9
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5.0
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4.8
Michael
Dec 4, 2025
Fort Mc Coy, FL
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We were working with a different lender at first and was having projlem, but once we got in contact wit...See more
Jane M.
Dec 3, 2025
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Mike is hands down the best Mortgage Broker Ive worked with in my 22+ years in Real Estate! He always goes the extra mil...See more
Jane
Dec 3, 2025
Fort Mc Coy, FL
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Michael Repshas is the best Mortgage Broker i have ever worked with. He truly cares about helping the buyers. I know I c...See more
Brandon
Sept 18, 2025
Williamsport, PA
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Mike was a beast. Did great for us and got us into our first home!
Michael
Aug 17, 2025
Alexandria, VA
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This was a difficult transaction due to a Fannie Mae issue. Michael worked hard to remedy the situation and got...See more
Thomas
Aug 16, 2025
Alexandria, VA
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Michael was invaluable throughout the buying process, providing clear communication and being extremely flexibl...See more

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Awards

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Causes & Memberships

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NMLS ID #1025235

I am authorized to do business in the states of Florida, Maryland, Minnesota, Pennsylvania, Virginia and Wisconsin. (www.nmlsconsumeraccess.org/);

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