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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am a graduate of Villanova University and a Navy veteran.  Following my time in the Navy, I embarked on a career in mortgage banking that has spanned more than three decades.  Together with my exceptional team, we have overseen nearly $10 billion in loan production, helping over 20,000 borrowers purchase and refinance homes.  Markets change but our job as mortgage banking professionals always remains the same – take our clients behind the curtain and deliver an experience that is second to none exceeding all expectations.  Our dedicated team and the unwavering support and resources from Guild ensure that home financing experiences include consistent communication, a positive attitude, and dependable problem solving.  

My wife and I reside in the Washington, DC area, where we have raised our four children.  In addition to supporting many groups in various ways, I am honored to serve on the board of two distinguished organizations.   The Yellow Ribbon Fund helps to ensure that families stay together by providing comprehensive support during the recovery of wounded, ill, and injured post-9/11 service members and the Mortgage Bankers Association of Metropolitan Washington which equips lenders with the resources and training necessary to achieve their full potential while promoting fair and ethical lending practices

Own What Matters with Guild!
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.82 out of 5.0 stars
4.82
5.0
David
Jun 24, 2024
Oakton, VA
Verified

Mike was creative and willing to think of different ways to make our loan work so that we could get into our dream home. All along the process, Mike was available and communicative as we worked through the inevitable little things that popped up. We received great service from Mike and the team at NewRez. I would recommend Mike and the NewRez team to others looking for a loan in the area.
Mark G
Jun 24, 2024
Oakton, VA
Verified

Mike Morris is a great devoted loan officer.
Debra
Jun 24, 2024
Suffolk, VA
Verified

Mike and Donna were amazing, professional, and so helpful!
Samantha
Jun 17, 2024
Virginia Beach, VA
Verified

Mike was very responsive and helped through the process of doing what was best for me as a first time home buyer. He went out of his way to do research on multiple different situations to come up with the best solution possible. I would recommend to anyone that I know!
Clevon
May 27, 2024
NORFOLK, VA
Verified

On time,very convenient and pleasant to work with I'm already spreading the word
Amanda C
May 27, 2024
NORFOLK, VA
Verified

It’s always wonderful working with Sandy. She’s amazing. I’ve used her for a long time, and she literally lives with a computer in front of her. There’s been many nights I’ve called her to crunch numbers and she’s either cooking dinner with the laptop right next to her and she’s doing multiple things, or it will be 10 O clock at night and she’s right there when I call with laptop in hand and providing me a pre approval for my clients. I’ve never met someone so dedicated to their job and making people’s dreams come true. No matter what time of day or night I call she always is there and I know I don’t have to worry when there is a hiccup. Sandy always works through a transaction with ease, and does what it takes to get my clients to the closing table, which is why I love her.

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NMLS ID #476379
I am authorized to do business in the states of District of Columbia, Delaware, Maryland and Virginia. (www.nmlsconsumeraccess.org/);