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About me

With over 25 years of experience in the mortgage industry, I'm committed to making the home financing process smooth and stress-free. Licensed in Virginia, Maryland, Washington, D.Read more

With over 25 years of experience in the mortgage industry, I'm committed to making the home financing process smooth and stress-free. Licensed in Virginia, Maryland, Washington, D.C., Florida, and California, I take pride in helping borrowers navigate their options and select the ideal loan program to fit their needs. As a loan officer with Guild Mortgage, I have access to a wide range of financing solutions, including conventional, FHA, and VA loans, as well as flexible programs for borrowers with unique qualifying circumstances. Our in-house processing, underwriting, and closing allow me to provide a seamless experience from application to closing. My top priority is delivering exceptional service - keeping you informed, answering your questions, and ensuring that the process feels effortless. Whether you're a first-time homebuyer, a seasoned investor, or refinancing, I'm here to help you achieve your homeownership goals with confidence. Let's make your home financing experience a great one. I look forward to working with you!

Awards

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Causes and Memberships

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Testimonials

4.89 (261 reviews)
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5.0
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5.0
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4.9
As a Realtor, having a dependable lender is everything, and Kelly Fischer is one of my absolute preferred lenders. Kelly's communication is consistent, clear, and proactive from pre-approval through closing. She keeps everyone informed, anticipate potential issues before they become problems, and always meet deadlines. My clients appreciate how responsive and patient she is when explaining loan options, and I appreciate knowing my transactions are in capable hands. If you're looking for a lender who truly partners with you and gets deals to the closing table smoothly, I highly recommend Kelly.
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Keri

Feb 18, 2026

Arlington, VA

Kelly is wonderful to work with . A purchase, refi, and home equity loan . I would not want to work with anyone else!
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Kimberly

Dec 30, 2025

Ellicott City, MD

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #476360

I am authorized to do business in the states of California, District of Columbia, Florida, Maryland and Virginia. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/);

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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