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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I started working in the mortgage industry in 2009 and have had the chance to work with many different loan products to fit just about any customer's need. This includes: first-time homebuyers, purchasing a vacation home or investment property, building a new home, renovating your existing home, or simply refinancing to lower your payment. I would be happy to discuss your short or long-term homeownership goals and help you find the mortgage product that best fits your needs. 

In today's marketplace, the mortgage process can be strenuous and confusing; however, I strive to give each of my clients the attention they deserve to make this experience as smooth and stress-free as possible and get you to the closing table on time. 

I look forward to helping you make your home-owning dreams a reality and keeping you informed every step of the way. 

In my spare time, I enjoy spending time with my family and coaching for the CYAC Swim Team in Charlottesville, Virginia. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
5.0
4.94
4.88
Lorrie
Dec 16, 2024
Charlottesville, VA
Verified

Great work - thanks Katie!
David C
Sep 13, 2024
Verified

Worked with Katie to arrange our mortgage for a recent house purchase. She was terrific in terms of explaining options, procedures, and ways for us to manage the finances of selling and buying at the same time. Katie and her team were quick to respond to our inquires and really supported us throughout the process. Will definitely work with her and Guild when it comes time to refinance (come on Fed!) and for any future mortgage needs.
Marcello M
Aug 22, 2024
Verified

Katie is the best in the business! She worked with us through every step. She even helped with computer issues when I couldn’t figure out how to format documents. Our home build took more than one year and Katie checked in regularly with us, our real estate agent and the builder. She even showed up to our settlement to make sure it went well. We will certainly use Katie again in the future!
Angela M
Aug 20, 2024
Verified

Katie was wonderful and patient with us and helpful thoughtout the entire buying process. She went above and beyond to help us, was very professional and really cared about getting us into a home we could afford. We would greatly recommend her! Thank you, Katie!
Meredith K
Apr 24, 2024
Verified

We have now finished our fifth, that’s right FIFTH, refi with Katie. She has made every single one a pleasure. Her advice is always spot on with no pressure, and I can honestly say I’ve never had a better experience with any sort of loan process. You could not be in better hands if you use Katie!
Kari J
Apr 10, 2024
Verified

I am so lucky to have met Katie during the home buying process. She came highly recommended, and still, I walked away from the process with an even greater respect and appreciation for Katie. Katie is incredibly smart and hardworking. She brings creativity and ingenuity to a process that with other lenders can be simply formulaic. She is patient and thorough. More than a lender, Katie became my advocate, friend, and occasional therapist. I am so grateful for the role she played in helping my family purchase our home.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #1594448
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);