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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I started working in the mortgage industry in 2009 and have had the chance to work with many different loan products to fit just about any customer's need. This includes: first-time homebuyers, purchasing a vacation home or investment property, building a new home, renovating your existing home, or simply refinancing to lower your payment. I would be happy to discuss your short or long-term homeownership goals and help you find the mortgage product that best fits your needs. 

In today's marketplace, the mortgage process can be strenuous and confusing; however, I strive to give each of my clients the attention they deserve to make this experience as smooth and stress-free as possible and get you to the closing table on time. 

I look forward to helping you make your home-owning dreams a reality and keeping you informed every step of the way. 

In my spare time, I enjoy spending time with my family and coaching for the CYAC Swim Team in Charlottesville, Virginia. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
5.0
4.94
4.93
Mitra
Sep 17, 2025
Keswick, VA
Verified

It was such a pleasure having Katie Shiers as my loan officer . She was super supportive, trustworthy and informative. My loan situation was very complicated and stressful . Katie put endless efforts to make it happened , and I am truly grateful for that Katie is highly recommended .
Francisco
Jul 24, 2025
Palmyra, VA
Verified

Katie shiers was great to work with as having her as our lender. Katie and our realtor Lauren both were on top of everything everyday. Making sure we were able to find our first home in such little time and gave us the best results. We felt cared by them We are very pleased with the experience with Katie Shiers and Lauren Koch. 100% Recommended. Thank you !
Corissa W
Apr 07, 2025
Verified

My husband and I had no clue where to start when it came to starting the process on purchasing our first home. By the grace of god, Katie was recommended to us! Her expertise and knowledge really made this whole process so much easier. Not only does she know what she’s doing, she genuinely cares about every client she works with! The hard work and dedication was so appreciated by us! She made every step of this process easier and helped make sure we never felt overwhelmed or unheard! I have and will continue to recommend her to anyone looking to start their process in purchasing a home! Thank you so much Katie for helping us make our dream come true! We will forever be thankful for you!
Rachel B
Sep 26, 2025
Verified

It was great to working with Katie and we had a very smooth transaction!
Rachel
Sep 20, 2025
Charlottesville, VA
Verified

Very smooth and good comminication
Cindi R
Sep 08, 2025
Verified

As first-time homebuyer, I were very nervous about the mortgage process. Katie Shiers was a great help. She patiently explained every step, answering questions clearly and professionally. She not only secured a fantastic rate but also made the entire experience smooth and worry-free. I'm grateful for her expertise and I will highly recommend her, thank you!!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1594448
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);