Katie Shiers

Branch Manager

NMLS# 1594448

1939 Commonwealth Drive,
Charlottesville, VA 22901

(434) 260-0421

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I started working in the mortgage industry in 2009 and have had the chance to work with many different loan products to fit just about any customer's need. This includes: first-time homebuyers, purchasing a vacation home or investment property, building a new home, renovating your existing home, or simply refinancing to lower your payment. I would be happy to discuss your short or long-term homeownership goals and help you find the mortgage product that best fits your needs.

In today's marketplace, the mortgage process can be strenuous and confusing; however, I strive to give each of my clients the attention they deserve to make this experience as smooth and stress-free as possible and get you to the closing table on time.

I look forward to helping you make your home-owning dreams a reality and keeping you informed every step of the way.

In my spare time, I enjoy spending time with my family and coaching for the CYAC Swim Team in Charlottesville, Virginia.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae's MH Advantage® or Freddie Mac's CHOICEHome programs create more flexible, affordable and innovative home options if you're interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

Bridge loans

If you've found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.