Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I started working in the mortgage industry in 2009 and have had the chance to work with many different loan products to fit just about any customer's need. This includes: first-time homebuyers, purchasing a vacation home or investment property, building a new home, renovating your existing home, or simply refinancing to lower your payment. I would be happy to discuss your short or long-term homeownership goals and help you find the mortgage product that best fits your needs. 

In today's marketplace, the mortgage process can be strenuous and confusing; however, I strive to give each of my clients the attention they deserve to make this experience as smooth and stress-free as possible and get you to the closing table on time. 

I look forward to helping you make your home-owning dreams a reality and keeping you informed every step of the way. 

In my spare time, I enjoy spending time with my family and coaching for the CYAC Swim Team in Charlottesville, Virginia. 

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.93 out of 5.0 stars
5.0
5.0
4.94
4.92
Kristin S
Jul 03, 2025
Verified

Katie is an absolutely amazing loan officer! She is professional, extremely knowledgable, responsive and a joy to work with. We felt very taken care of throughout the entire process and highly recommend her!!
Corissa W
Apr 07, 2025
Verified

My husband and I had no clue where to start when it came to starting the process on purchasing our first home. By the grace of god, Katie was recommended to us! Her expertise and knowledge really made this whole process so much easier. Not only does she know what she’s doing, she genuinely cares about every client she works with! The hard work and dedication was so appreciated by us! She made every step of this process easier and helped make sure we never felt overwhelmed or unheard! I have and will continue to recommend her to anyone looking to start their process in purchasing a home! Thank you so much Katie for helping us make our dream come true! We will forever be thankful for you!
Daniela
Mar 31, 2025
Charlottesville, VA
Verified

Well, I actually would describe my experience working with Katie as phenomenal. She was so on top of every detail and always willing to text me or jump on a call if anything came up. She went through every number on my loan telling me what it meant and was able to answer every question I had to help me make more informed decisions. I just super appreciate her!!
Lauren
Jul 24, 2025
Palmyra, VA
Verified

From start to finish Katie was AMAZING!!!! I'm new to this realtor game and she made my experience and my clients the best! I have already sent her new clients and will definitely send people her way in the future!
Francisco
Jul 24, 2025
Palmyra, VA
Verified

Katie shiers was great to work with as having her as our lender. Katie and our realtor Lauren both were on top of everything everyday. Making sure we were able to find our first home in such little time and gave us the best results. We felt cared by them We are very pleased with the experience with Katie Shiers and Lauren Koch. 100% Recommended. Thank you !
Mazi
Jul 24, 2025
Palmyra, VA
Verified

Working with Katie and her team was a positive experience. They are all so great.

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1594448
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);