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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karl Svendsen is a graduate of Radford University with degrees in both Criminal Justice and Accounting. Karl began his mortgage career in 2016 and quickly became a key player in the industry by providing borrowers full control of their mortgage options and finding creative ways to provide solutions to his clients. By combining in-house processing and underwriting with communication that is the best in the business, you will experience a one-of-a-kind mortgage process whether buying or refinancing. 

Karl is a Sales Manager working out of our Arlington, Virginia office. Karl’s previous mortgage experience has helped with training and development for Loan Officers and other team members. Karl brings unmatched passion and intensity to every transaction to achieve the best overall customer experience. 

In his free time, Karl loves playing basketball, watching sports (go Giants & Caps!), going snowboarding and visiting the local dog parks with his husky. Having lived in many different cities in Northern Virginia, Karl knows a lot about the DMV community and will be a trusted resource that will bring significant value on your home purchase or refinance! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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home equity insights

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Testimonials

Testimonials
4.87 out of 5.0 stars
4.82
4.97
Sung K
Jul 25, 2025
Verified

I am a first-time homeowner and all of this mortgage loan process was new to me. Karl and his team did a great job and I would highly recommend them to anyone who is not so familiar with this process. They would be very responsive even responding on weekends and their professionalism goes above and beyond.
Dequincy
Jul 24, 2025
Wellford, SC
Verified

It was a pleasure working with Karl. I asked a lot of questions and he answered every single one without any hesitation and was very insightful/transparent throughtout the whole process. Thank you again, Sir!
Rachel W
Jul 23, 2025
Verified

Working with Karl and his team has been nothing short of incredible. From the very beginning of the process to the final steps, they have been the definition of professionalism, patience, and personal care. Not only did they make what could have been a stressful experience feel seamless and manageable, but they also took the time to truly understand our needs, answer every question, and ensure my spouse and i felt supported every step of the way. What sets Karl and his team apart isn’t just their knowledge and efficiency—it’s the way they treat people. You’re not just a transaction to them; you’re a person, and they show that through their genuine kindness, clear communication, and willingness to go the extra mile. They’re the kind of person who remembers the little details, follows up without being asked, and handles everything with calm and grace—even under pressure. Professionally, Karl and his team are unmatched. Personally, they’ve been a steady and uplifting presence during a major milestones in our life. I can confidently say that working with them has been one of the best decisions we have made, and we do not hesitate to recommend them to anyone or continue to work with them with or mortage needs If you’re looking for someone who knows their stuff and truly cares, look no further. This is the team you want in your corner!!! Truly a great group of people and the professionalism mixed with empathy will make you want to continue doing business with them!
Kevin S
Jul 22, 2025
Verified

Came to this mortgage company because I was about to lose the deal. Karl Svendsen saved the day, had great communication and experience. Made this go very easy. I would recommend Karl Svendsen if your buying a house. You will not be disappointed. Thanks again to the Guild Mortgage team and Karl.
Karina
Jul 19, 2025
Alexandria, VA
Verified

Smooth transaction. Thank you!
John
Jul 18, 2025
Washington, DC
Verified

Karl and his team were fantastic - very responsive and helpful answering questions and getting us to closing.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #1533680
I am authorized to do business in the states of District of Columbia, Florida, Georgia, Kentucky, Maryland, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);