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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karl Svendsen is a graduate of Radford University with degrees in both Criminal Justice and Accounting. Karl began his mortgage career in 2016 and quickly became a key player in the industry by providing borrowers full control of their mortgage options and finding creative ways to provide solutions to his clients. By combining in-house processing and underwriting with communication that is the best in the business, you will experience a one-of-a-kind mortgage process whether buying or refinancing. 

Karl is a Sales Manager working out of our Arlington, Virginia office. Karl’s previous mortgage experience has helped with training and development for Loan Officers and other team members. Karl brings unmatched passion and intensity to every transaction to achieve the best overall customer experience. 

In his free time, Karl loves playing basketball, watching sports (go Giants & Caps!), going snowboarding and visiting the local dog parks with his husky. Having lived in many different cities in Northern Virginia, Karl knows a lot about the DMV community and will be a trusted resource that will bring significant value on your home purchase or refinance! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Bridge

Bridge

If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.87 out of 5.0 stars
4.82
4.97
Jimmy
Jun 17, 2025
Germantown, MD
Verified

From the minute Nora recommended me to Karl, he has been professional, always thinking of solutions to the hiccups along the way, motivated by one goal: to ensure we have a house!
Matthew L
Jun 11, 2025
Verified

Karl was always on point. Fast and effective communication. He was always the first lender to respond and his rates were better than other banks could offer. He answered all of our questions and made sure that we understood where all the numbers were coming from. If the question was about something from the title company, then he reached out to make the homebuying process far less stressful. Definitely recommend Karl and Guild Mortgage!
Nicole P
Jun 10, 2025
Verified

Karl Svendsen and his team at Guild Mortgage are nothing but the best! Karl was quick to respond and modify approval letters throughout our home search. Once we found the one he kept us informed and stayed proactive. All of our questions were answered and he made us feel at ease. We would highly recommend Karl, especially for someone new to the home buying process!
Nicole
Jun 09, 2025
Springfield, VA
Verified

Karl was extremely professional and timely. We appreciated his quick responses when it mattered most. With how quickly some homes are selling now it was important to be able to receive fast approval letters modified to meet the needs of each offer we were extending until we finally found the right home. Once our offer was accepted Karl made sure we understand every step of the process and was proactive about answering our questions. We would recommend Karl to anyone, especially someone new to the home buying process.
Sheila S
Jun 05, 2025
Verified

As a Notary, I had the pleasure of working with Karl today. He is knowledgeable, Professional and wonderful with his Clients! I encourage anyone looking for a loan to contact Karl. He’ll do a great job for you!
amelia b
Jun 05, 2025
Verified

Working with Karl Svendsen was an absolute pleasure from start to finish. He made what can often be a stressful and confusing process feel smooth, transparent, and even enjoyable. Karl was incredibly knowledgeable, responsive, and always willing to take the time to explain every step and option in detail. He genuinely cared about finding the best solution for my situation and went above and beyond to make sure everything stayed on track and on time. His professionalism, patience, and dedication made all the difference, and I always felt like I was in good hands. I would highly recommend Karl to anyone looking for a mortgage expert who combines deep industry knowledge with personal, attentive service. I couldn’t be happier with the outcome—thank you, Karl!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1533680
I am authorized to do business in the states of District of Columbia, Florida, Georgia, Kentucky, Maryland, North Carolina, South Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);