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Dave Nogradi

Dave Nogradi

Loan Officer

1600 Wilson Blvd, Suite 101, Arlington, VA 22209
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Daniella
Jun 26, 2023
Verified

Exceptional Loan Office Experience: A Real Estate Agent's Perspective I recently had the pleasure of working with Dave and his incredible team at the loan office, and I cannot express enough how impressed I am with their exceptional service. As a real estate agent, I have dealt with numerous loan officers, but Dave's professionalism, efficiency, and problem-solving skills truly set him apart. From the outset, we were faced with a challenging situation—a pre-determined short closing time frame. Despite this constraint, Dave and his team worked tirelessly to process the loan quickly and seamlessly. They tackled every hurdle that came our way, demonstrating a level of commitment and expertise that was truly remarkable. Just when we thought everything was on track, a major obstacle emerged a mere 45 minutes before closing. It involved a critical issue with the legal description of the property, which had a direct impact on the appraisal. However, Dave's ability to remain calm under pressure and find a resolution within minutes was nothing short of extraordinary. What impressed me most about Dave and his team was their unwavering dedication to ensuring a successful closing. They went above and beyond to navigate the complexities of the legal description issue, working closely with all parties involved to find a satisfactory solution. Their knowledge and resourcefulness were evident throughout the process, and their commitment to meeting the agreed-upon timeline was truly commendable. Throughout the entire experience, Dave maintained open lines of communication, keeping all parties informed and reassured. His professionalism and attention to detail instilled a sense of confidence in both me as the real estate agent and our client. It was evident that Dave genuinely cared about the outcome and worked tirelessly to deliver results that exceeded expectations. In conclusion, I wholeheartedly recommend Dave and his team at the loan office for their exceptional service. Their ability to process the loan quickly and professionally, even within a challenging time frame, is a testament to their expertise and dedication. Their swift resolution of the hurdle related to the legal description of the property showcased their problem-solving skills and unwavering commitment to client satisfaction. Thank you, Dave, for going above and beyond to ensure the successful completion of this transaction. Your outstanding service has left a lasting impression, and I look forward to working with you again in the future.
Kate
Mar 30, 2023
Verified

Dave made our quick process seamless and lifted a huge weight off of our shoulders. He was very sensitive to our timing and made sure to communicate often and succinctly. We were never left with any questions at the end of calls or email communication. He made sure to spend as much time covering any topics as we needed so we felt confident by the end of the communication. He’s a wealth of knowledge and a trusted source. We are grateful to have had his expertise in our corner. HIGHLY recommend!
Katie
May 18, 2024
Verified

Thank God for Dave! He made home buying so much easier and he double checked everything all the way through. We would not have been able to get the house we have without himx
Eileen
Dec 19, 2023
Verified

I am a recent transplant to the Hillsborough area and was looking for a home in the fall, which was not easy considering relatively high interest rates and low inventory. Dave was a great collaborator throughout the entire process. He didn't inundate me with details not relevant but provided information at the right time. Due to the competitive interest rate situation, Dave worked with me to design a good balance all the way around. He was extremely responsive in providing letters of approvals as needed. And the Guild application process was a breeze. Lastly, when it comes time to re-mortgage my loan, if within next 2 years, Guild will waive their closing costs. I highly recommend Dave for your mortgage needs.
Matt
Oct 22, 2023
Verified

The way we see it, we didn't get a mortgage through Guild, we got a mortgage with Dave. He is present, helpful, and clear. We never felt alone in this process, and we would, and have, encouraged others to use Dave for their lender. Trust goes a long way!
Donald
Aug 06, 2023
Verified

Dave Nogradi was absolutely fantastic about walking us through every step of the process. He regularly checked in with us and patiently answered our questions. We highly recommend him.

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NMLS ID #2307216
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org);