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Ronna Staton

Ronna Staton

Originating Loan Officer Assistant

1783 West 1000 South, Vernal, UT 84078
Own what matters
Own what matters

About Me

Making memories is important to me. Helping others to make their own is why I enjoy the mortgage industry. I’m able to get to know people I otherwise never would have met. I know how important the home buying process is, so ensuring that it is a wonderful experience, and helping people obtain their dream of home ownership makes me happy.

     I've been in the mortgage industry for the last 7 years, ever since moving to Vernal. I spent 3 years as a volunteer firefighter and with the Red Cross.  Prior to that I had pursued an Associate degree in Science with an emphasis on Criminal Justice.  As my education and career experience indicate…wanting to help others has always been where my head and heart have been.

     When I'm not in the office, my focus is on my family and making memories with those I love most. We enjoy family dinners, puzzles, arts and crafts and just generally spending time with my grandkids. I also enjoying hiking or painting or camping when we can't all be together.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
Aug 09, 2023

Ronna went above and beyond from the time I sat down with here until the very end of the process. She was extremely informative and helpful. At a time where we were extremely stressed out about finding a home and getting approved she made the entire process more enjoyable. I can’t thank her and the team at guild mortgage enough for getting us into our first home.

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Causes I'm
passionate about

NMLS ID #1918711
I am authorized to do business in the states of Colorado and Utah.