Contact Me

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Brett Reynolds

Brett Reynolds

Sales Manager

1783 West 1000 South, Vernal, UT 84078
Own what matters
Own what matters

About Me

I brokered my first loan to Guild in March of 2008.  Having worked with countless other companies, it didn’t take long for me to realize Guild was special. Although I had many options, I kept coming back to Guild.  In January 2010, I joined Guild as retail officer and never looked back.  Vernal and the Uintah Basin, in general, are unique markets with an old-fashioned small town feel in the middle of Utah’s oil and gas fields.  Guilds willingness to understand that market and the way we do business made all the difference in the world.  I am known for being able to get things done.  That is due in large part to Guild’s flexibility and direct access to the agencies, as well as having a strong local team who provide great service.  With Guild servicing most of the loans we do; I have the ability to make my clients customers for life.

Our team in Vernal is also very active in the community we all love.  My favorite activity of the year is without a doubt, the Special Olympics!  Not only do we support the summer games, but I am able to help coach a snowshoe team every winter.  Additionally, I am very involved in the communities annual Shriners BBQ to raise funds for the Shrine Hospitals, and I serve as the Fire Chief for Naples City in my spare time.  I am passionate about giving back to the community that has done so much for me and Guild has that same perspective.  I raised my five children in the Uintah Basin and have now been blessed with four amazing grandchildren.  I love helping families realize the dream of homeownership!

Read Blog

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Testimonials
4.72 out of 5.0 stars
5.0
3.33
4.83
4.29
Jennifer
May 28, 2024
Verified

This is the seconds time we have used Guild mortgage! You won’t be disappointed and know that you can rest at ease knowing they have your back and best interests in mind.
Trevor
May 28, 2024
Verified

We appreciated the work they did.. was a struggle selling our old house and a struggle getting the new one.
Alysha
May 28, 2024
Verified

From start to finish my loan took about a month. Things went really fast and I was always notified of things or documents that were needed. Brett and his team were awesome
Jaydon
May 20, 2024
Verified

Awesome communication between my buyers and I during the entire process, always answered the phone and immediately got answers on any questions we had! Would definitely use again!
Jayson
May 20, 2024
Verified

Ronna was super supportive and went above and beyond to help us get our loan
Jeffrey
Apr 29, 2024
Verified

I felt from the beginning that Brett and his team put nothing over the best interest of me and my family. They did what was right for us and went above and beyond to make this all happen for us. Brett did so much that he did not have to, including personally ensuring certain tasks were completed that wasn’t even in his direct job scope. He spoke with me after his normal work hours about any concerns I may have had and was very good to explain anything I was unsure of. My wife and I have so much gratitude towards the Vernal Utah Guild Mortgage team; Brett Reynolds, Ronna Staton, and Jamie Naylor. They were all very helpful and worked tirelessly to make our dream of owning a home a reality.

Video gallery

View More

Awards

awards awards awards

Causes I'm
passionate about

causes
NMLS ID #65531
I am authorized to do business in the states of Colorado, Idaho, Utah and Wyoming.