Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Brad Mabey
Branch Manager
NMLS# 262718
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
The whole process was easy to follow and understand. All of my questions were promptly answered. Working with Guild was great!
Working with Guild was great! They made the mortgage process easy to understand and always were quick to answer any questions I had. I highly recommend them to anyone looking for a lender!
We gave them an impossible deadline and they made it happen. Answered my calls every day, and delivered on every promise. Excellent service, I commend Rebecca, and trust her to handle my next Mortgage loan. Outstanding job!
The South Valley Team helped us with our home purchase and refinance. They were professional, knowledgeable, and easy to work with. They communicated clearly and made the process smooth and stress-free. I highly recommend them for any mortgage needs.
We are new to Utah and navigating this whole experience was A challenge to say the least, but Rebecca Adams was my HERO! She was so patient and supportive through everything. Her level of communication and education was outstanding and I loved working with her!!
Team was ontop of the situation that we had. Great communication throughout the whole process
NMLS ID #262718
I am authorized to do business in the states of Idaho, Nevada and Utah. NV Mortgage Company #1141; 
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