Brad Mabey

Branch Manager

NMLS# 262718

65 W 200 N, #3,
Spanish Fork, UT 84660

(801) 910-9910

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Building trust, one borrower at a time.

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About me

I'm a trusted Utah mortgage loan officer based in Spanish Fork, proudly serving clients across Utah County and throughout the state of Utah. With over 20 years of experience, I specialize in first-time homebuyer programs, zero-down mortgage options, FHA, VA, and conventional loans, as well as refinancing solutions tailored to your unique goals.

My approach is built on honest advice, clear communication, and personalized strategies to make the home financing process simple and stress-free. Whether you're buying your first home in Spanish Fork, moving anywhere in Utah, or exploring refinancing options, I'm here to guide you every step of the way.

Contact me today for expert mortgage solutions in Spanish Fork, Utah County, and beyond.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.