Brad Mabey

Branch Manager

NMLS# 262718

65 W 200 N, #3 Basement,
Spanish Fork, UT 84660

(801) 910-9910

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Building trust, one borrower at a time.

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About me

I'm a Utah loan officer with over 20 years of experience helping people feel confident and informed throughout the home financing process. I believe in honest advice, clear communication, and solutions that fit your unique goals. Whether you're buying your first home or refinancing, I'm here to guide you every step of the way.

Let's connect and make your homeownership goals a reality.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.