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Your Path to Homeownership Starts Here

Local expertise, honest advice, and support you can count on.

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I'm a Utah loan officer with over 20 years of experience helping people feel confident and informed throughout the home financing process. I believe in honest advice, clear communication, and solutions that fit your unique goals. Whether you're buying your first home or refinancing, I'm here to guide you every step of the way.

Let's connect and make your homeownership goals a reality.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.68 out of 5.0 stars
4.9
4.65
5.0
Wendy
Sep 24, 2025
Eagle Mountain, UT
Verified

was awesome at communication and explain things to my client!
Michael
Jun 24, 2025
Spanish Fork, UT
Verified

They where all great from the information to everything during the process of the loan very kind and great to work with no other place we would go if we needed another mor company!
Aaron
Apr 07, 2025
Riverdale, UT
Verified

We had some special requests of the process. Brad and his team were helpful, accomodating, and expert in how they handeld our whole process. Couldn't recommend them any higher.
Brooke
Apr 07, 2025
Riverdale, UT
Verified

Brad and his team were so helpful through the whole process. I'm grateful for their professionalism combined with warmth. Well done!
Samuel
Mar 24, 2025
Eagle Mountain, UT
Verified

The whole process was easy to follow and understand. All of my questions were promptly answered. Working with Guild was great!
Samuel
Mar 28, 2025
Verified

Working with Guild was great! They made the mortgage process easy to understand and always were quick to answer any questions I had. I highly recommend them to anyone looking for a lender!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #262718
I am authorized to do business in the states of Idaho, Nevada, South Carolina and Utah. NV Mortgage Company #1141;