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Kit Bate

Kit Bate

Loan Officer

10542 South Jordan Gateway, Suite 110, South Jordan, UT 84095
Own what matters
Own what matters

About Me

With just 5 minutes on the phone or in person we can see if you prequalify and start a Home-Buying Plan that fits you and no obligation. I look forward to helping you! Just call me directly at (801) 679-6125 or click on my email address above and let me know how I can reach you. So call or click and let's get you closer to what YOU want.CLIENT TRUSTClients have described me as: Knowing all the program options available in Utah Great at helping people learn and understand their options Able to offer some of the lowest rates and fees A mortgage team leader who can close your loan in as little as 15 days Always available by phone in your home or my office and your choice A mortgage consultant who genuinely cares about your happiness.MY PHILOSOPHYDuring my career I've focused heavily on providing better communication than people find in this industry. I believe superior communication up-front in my planning and strategy phase eliminates errors costly surprises and last minute delays typically found in most banks and many mortgage companies. Continuing communication throughout the rest of the process brings my clients peace of mind and confidence they're getting what they want. People tell me my communication focus has made their home-buying or refinancing experience far less stressful than any of their past experiences. They also tell their friends family and others to contact me which is the highest compliment I ever receive. My special thanks to those who let me help them and their friends!MY BACKGROUNDI was born and raised in Atlanta Georgia and started my career as a mortgage loan officer during my senior year at the University of Utah while finishing my Business Finance degree. I met the love of my life at the U and we now have a growing family! I love serving in local community and church programs and I enjoy offering this same attitude to my clients. With experience as a professional cliff diver amateur exhibition-style snow and wake boarder I'm not afraid of challenging situations!! I loooove hearing my clients say at closing "everyone else said they couldn't do what you've done".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.91 out of 5.0 stars
Cali G
Apr 09, 2024

Kit and his team were fantastic the entire way! I've bought several houses and worked with many mortgage lenders and can give Kit a 5-star rating without hesitation. He takes a holistic approach to ensure the mortgage you walk away with suits your situation, communicates every step of the way and is incredibly knowledgeable. If you're in need of a mortgage, Kit is your guy.
Corinne L
Feb 22, 2024

Had a wonderful experience from start to finish with Kit, Cary, and the whole team. Felt valued and taken care of. I appreciated the trust I felt with them, and their eagerness to make the process as easy as possible for me. Ten out of ten would HIGHLY recommend.
Feb 17, 2024

Everything was easy from beginning to end. Never felt pressured and always felt like we had people who genuinely cared. Didn't feel like another transaction.
Feb 16, 2024

Kit Kit and Kit then Cary!
Jason L
Feb 02, 2024

Kit and his team made the whole process extremely simple.
Laauli S
Jan 31, 2024

10/10 would recommend working with Kit and his team for a smooth and easy process.

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NMLS ID #231831
I am authorized to do business in the states of Arizona, Idaho and Utah. AZ BK#0018883; AZ BKBR# 1050952; AZ LO Lic.# 1033086;