(63 reviews)

Justin Ellett

Senior Loan Officer

NMLS ID #293843

Sandy, UT

4.99

(63 reviews)

Get in touch

Save Contact

230 W Towne Ridge Pkwy, Suite 310, Sandy, UT 84070

[email protected]

(801) 755-1928

Let's talk

Have questions? Let's connect and talk through your goals.

Get pre-approved

Get a clearer picture of your home financing options with a simple first step.

Apply for a loan

Ready to move forward? Start your application when the time is right for you.

Find the loan to fit your life

You have choices when it comes to home financing

About me

I am a Leading Loan Officer at Guild Mortgage with more than 15 years experience in the mortgage industry. I come highly recommended by some of the top Realtors and builders in Utah.Read more

I am a Leading Loan Officer at Guild Mortgage with more than 15 years experience in the mortgage industry. I come highly recommended by some of the top Realtors and builders in Utah.

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. Guild Mortgage services their own loans and we also process them here at our own branch, that is why myself and my dedicated team at Guild Mortgage will guide you through a fast, friendly and easy transaction.

My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

Awards

Causes and Memberships

Testimonials

4.99 (63 reviews)

5.0

4.9

5.0

As an escrow officer, I work with many loan officers — and I can confidently say that working with Justin is always a standout experience. From contract to closing, Justin demonstrates an exceptional level of professionalism, organization, and communication. His files are consistently clean, complete, and well-structured, which makes the entire escrow process seamless. He is proactive rather than reactive, anticipating potential issues and resolving them before they ever impact timelines. What truly sets him apart is his responsiveness and collaborative approach. Justin remains accessible throughout the transaction, promptly providing updates and documentation, and he communicates clearly with all parties involved. This level of coordination significantly reduces stress for clients and ensures on-time closings — something we all strive for. His clients are well-prepared, well-informed, and confident, which is a direct reflection of the care and diligence Justin puts into his work. It is evident that he prioritizes integrity, transparency, and service at every step. In an industry where teamwork is essential, Justin is the kind of lending partner every escrow professional hopes to work with — reliable, efficient, and truly committed to excellence. I always look forward to our transactions together and would highly recommend him without hesitation.
Christie
Feb 25, 2026 |

Justin is the best
Joosang
Dec 26, 2025 |
Cottonwood Heights, UT

See all testimonials

Leave a review

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:
(801) 755-1928

Mobile:
(801) 755-1928

Branch:
(801) 890-1555

Fax:
(801) 214-2901

Email:
[email protected]

230 W Towne Ridge Pkwy, Suite 310, Sandy, UT 84070

Linkedin

Facebook

Twitter

Instagram

YouTube

Office Hours

Monday - Friday

Saturday

Sunday

9:00AM - 5:00PM

CLOSED

Monday - Friday

9:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #293843

I am authorized to do business in the state of Utah.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

View more

Tools to help guide you

Know before you borrow

Your trust means everything to us.
Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Mortgage income calculator
Find out how much annual income you’ll need to buy a house.
Mortgage payment calculator
See how principal, interest, taxes and insurance make up your monthly mortgage payment.
Temporary buydown calculator
Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.
Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources
Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?
Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.
Read more
When should I use my home equity?
Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.
Read more
Is a 2-1 buydown worth it? Pros and cons explained
A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.
Read more