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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.94
5.0
Sydnee H
Jun 02, 2025
Verified

John was incredibly helpful in guiding me through the entire homebuying process. As a first-time buyer, having someone so knowledgeable and patient made a huge difference. He took the time to answer all of my (many!) questions and was always clear and communicative, which made everything so much easier to understand. Working with him was a truly valuable experience.
Cortlin
May 27, 2025
Lehi, UT
Verified

Our mortgage loan experience was outstanding from start to finish. The team was not only professional and knowledgeable but also made the process smooth and even enjoyable. We trusted their strategic guidance every step of the way and felt fully supported throughout.
Mr. B
May 20, 2025
Verified

Elite performance and highly recommended!
Charles
May 12, 2025
Lehi, UT
Verified

John and his team embraced us the first time we meet to discuss our mortgage needs. They keep in constant communication and always keep us in formed on the progress of the loan application. It was elite service in my opinion. We had used another mortgage company for our last three homes and while they provided great service it was more on line and John and his team felt more personal to us and I wouldn't hesitate using them again if the need arises. I couldn't recommend them more highly and we have purchased a lot if homes over the years and this was by far our best experience!
Nathaniel
May 19, 2025
Eagle Mountain, UT
Verified

Thumis was my third home loan and John Creager is the best loan officer I've ever worked with. He made the process smooth and clear, was very responsive, knowledgeable, and approachable. 10 out of 10.
Jeremy S
May 13, 2025
Verified

John was fantastic to work with—proactive, organized, and a clear communicator. What could’ve been a stressful process ended up being smooth and hassle-free thanks to his professionalism and attention to detail. Highly recommend!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2098333
I am authorized to do business in the states of Idaho, Texas and Utah.