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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Hello My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my history of the local market multiple referral sources and professional expertise I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you. Why Guild Mortgage? We ARE the lender. Your loan will be originated processed and underwritten in my office. Your loan status is just a phone call away. With all of the tremendous changes in the mortgage industry recently it's crucial to work with an organization that is up to date efficient professional and accountable. We provide FHA VA Utah Housing Conventional andUSDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible. Call or email me today and let's get started! email neil.cator@guildmortgage.net cell 801.554.5462

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.96
5.0
Maria
Oct 21, 2024
Verified

Neil was on it! He communicated consistently and I was very confident working with him! You are in great hands working with Neil!
Gabe
Oct 21, 2024
Verified

Neil is fantastic! Knowledgeable and a great communicator!
Shannon
Oct 21, 2024
Verified

Quick to respond and good at explanations.
Gabe C
Feb 17, 2024
Verified

Neil is extremely knowledgeable and communicates throughout the process. And, he shows up to closings! A true professional.
David K
Feb 01, 2024
Verified

Neil always does a fantastic job. He's good with people, explains things well, and gets the deal done well before the deadlines come into play.
Hunter
Jan 23, 2024
Verified

Great experience

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #222179
I am authorized to do business in the state of Utah.