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Neil Cator – Guild Mortgage Lender

Neil Cator

Loan Officer

48 West Market Street, 3rd Floor, Salt Lake City, UT 84101
Own what matters
Own what matters

About Me

Hello My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my history of the local market multiple referral sources and professional expertise I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you. Why Guild Mortgage? We ARE the lender. Your loan will be originated processed and underwritten in my office. Your loan status is just a phone call away. With all of the tremendous changes in the mortgage industry recently it's crucial to work with an organization that is up to date efficient professional and accountable. We provide FHA VA Utah Housing Conventional andUSDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible. Call or email me today and let's get started! email cell 801.554.5462

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info


4.96 out of 5.0 stars
Gabe C
Feb 17, 2024

Neil is extremely knowledgeable and communicates throughout the process. And, he shows up to closings! A true professional.
David K
Feb 01, 2024

Neil always does a fantastic job. He's good with people, explains things well, and gets the deal done well before the deadlines come into play.
Jan 23, 2024

Great experience
Sep 08, 2023

Neil is what made the process great. He is hard working and on top of everything that comes up. He made it easy for me to know what I need to do next.
Kristine B
Sep 08, 2023

Neil always Keeps everyone informed of the process and progress. He’s very professional.and personable. I know without doubt he is always on top of it! He’s my go to lender.
Cathy J M
May 18, 2023

Neil is always very thorough to make sure he is providing the right product for my (his) clients. On this particular transaction he made several trips to our clients home to ensure he understood the process and explained everything in detail. Neil always goes the extra mile I appreciate that in him very much!

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Causes I'm
passionate about

NMLS ID #222179
I am authorized to do business in the state of Utah.