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Hello My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years.Read more

Hello My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my history of the local market multiple referral sources and professional expertise I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you. Why Guild Mortgage? We ARE the lender. Your loan will be originated processed and underwritten in my office. Your loan status is just a phone call away. With all of the tremendous changes in the mortgage industry recently it's crucial to work with an organization that is up to date efficient professional and accountable. We provide FHA VA Utah Housing Conventional andUSDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible. Call or email me today and let's get started! email [email protected] cell 801.554.5462

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Testimonials

4.97 (57 reviews)
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Neil with Guild Mortgage was absolutely amazing to work with! He was there for me at every turn and truly made the entire home-buying process feel easy and stress-free. He was always available to answer questions, explain things clearly, and guide me through each step with patience and care. I’m so grateful for his support and highly recommend Neil to anyone looking for a lender who genuinely has your best interest at heart.
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Melanie V.

Feb 24, 2026

Neil with Guild Mortgage was absolutely amazing to work with! He was there for me at every turn and truly made the entire home-buying process feel easy and stress-free. He was always available to answer questions, explain things clearly, and guide me through each step with patience and care. I’m so grateful for his support and highly recommend Neil to anyone looking for a lender who genuinely has your best interest at heart.
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Melanie

Feb 10, 2026

West Jordan, UT

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #222179

I am authorized to do business in the state of Utah.

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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