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About me

Hello My name is Neil Cator. I've been originating mortgages in Salt Lake City for 20 years. Your home loan is most likely the biggest investment in your life! With my history of the local market multiple referral sources and professional expertise I will work with you to match the most logical mortgage program to meet your specific needs. We will go over all your alternatives to ultimately meet your long and short term goals. Integrity and honesty is what I've built my reputation on and I look forward to providing that to you. Why Guild Mortgage? We ARE the lender. Your loan will be originated processed and underwritten in my office. Your loan status is just a phone call away. With all of the tremendous changes in the mortgage industry recently it's crucial to work with an organization that is up to date efficient professional and accountable. We provide FHA VA Utah Housing Conventional andUSDA/Rural Housing loans. We provide solutions that meet the needs of our clients whlie making the process as efficient and stress free as possible. Call or email me today and let's get started! email [email protected] cell 801.554.5462

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.97 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Kristine
Nov 2, 2025
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Neil provides updates on the process along the way. He is always available and will take a call after ho...See more
Miranada
Sept 3, 2025
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Neil always does an amazing job for my clients. I will absolutely recommend him!
Breanne
June 4, 2025
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It was a pleasure working with Neil at Guild
Adam
Apr 6, 2025
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Neil is knowledgeable and did a nice job, communicating with me, during the loan process. He's also very personal. Both ...See more
Joshua
Jan 6, 2025
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Neil made the experience easy and comfortable.
Cathy
Jan 5, 2025
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Neil has been great to work with for over 20 years. He explains clearly to the client all aspects of the loan. He comm...See more

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NMLS ID #222179

I am authorized to do business in the state of Utah.

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