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Lydia Bell
Loan Officer
NMLS# 2726492Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Hi! I'm Lydia Bell, your dedicated Mortgage Loan Officer at Guild Mortgage, specializing in helping first-time homebuyers achieve their dream from Davis County to Utah County. Buying your first home is exciting, and I am here to make the financing part clear, confident, and stress-free. As a local expert, I understand the market nuances from Provo, through Salt Lake City, and up to Ogden, and the unique programs available to new homeowners in our community.
My primary focus is making the process simple and efficient. Beyond offering fast closings and being available nights and weekends, I specialize in programs perfect for new buyers, including:
- FHA Loans for lower down payments.
- Conventional 97 for excellent credit and minimal down payment.
- VA Loans for our eligible service members and veterans.
- Down Payment Assistance (DPA) programs specific to Utah.
When you work with me, you get a reliable partner who will simplify complex terms, explore all available assistance, and ensure you are pre-approved quickly. My goal is to get you the keys to your first home faster than you thought possible.
Working with Guild Mortgage gives you the advantage of a powerful, local lender known for superior service and streamlined underwriting. When I'm not securing the best rates for my clients, you can find me outdoors-walking, hiking Utah's beautiful trails with my dog, or cheering on my husband at his baseball games. Ready to take the first step toward homeownership? Let's connect!
Call or Text Me Today: [801-971-6557] | Click Here to Start Your Fast Pre-Approval!
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

801.989.8467
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Down payment assistance

FHA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights
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