
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

Kelle Smart
Branch Manager
NMLS# 104049Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info

home equity insights
For homebuyers
Discover homes that grow equity
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
X
X
Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.96 out of 5.0 stars




Janet
Sep 17, 2025
Salt Lake City, UT

Verified
I could not do my job effectively without Kelle Smart. She is so knowledgeable and so great to work with and my clients love her
Andrew
Sep 17, 2025
Salt Lake City, UT

Verified
Kelle made herself available whenever we had questions or concerns during the mortgage process.
Henry
Aug 30, 2025
Park City, UT

Verified
Kelle is amazing. This is our third time working with her and she has always gone above and beyond to make the process so easy for us. Whether it was getting us closed quickly or taking ohone calls from Spain she is a true professional that always goes above and beyond. We could not recommend her more highly.
Mohammad
Aug 16, 2025
Salt Lake City, UT

Verified
It is hard to overstate how much we appreciated being able to work with Kelle during our home purchase process. She communicates very clearly, patiently and compassionately, and she is adept at handling all parts of the loan approval process.
Bob
Jun 21, 2025
Salt Lake City, UT

Verified
Great Service
Robert
Apr 28, 2025
Salt Lake City, UT

Verified
Kelle was very helpful through the entire process
NMLS ID #104049
I am authorized to do business in the state of Utah.
Before you go
You're about to leave guildmortgage.com and enter an external website.
Please note that Guild Mortgage isn't responsible for the products, content, accuracy, or security provided on a third-party website.
Thank you for visiting us!