Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Kelle Smart
Branch Manager
NMLS# 104049
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
X
X
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
5.0
4.8
5.0
Betsy
Jan 6, 2026
Salt Lake City, UT
All our questions were answered promptly and the process was seamless. No one better than Kelle Smart!
Richard
Jan 2, 2026
Salt Lake City, UT
Smooth and efficient service. No hassels, no delays - just got the job done in the most satisfying manner.
Betsy R.
Dec 27, 2025
All our details were answered promptly and the loan process was seamless. Many thanks to Guild and Kelle Smart!
Dawn
Nov 6, 2025
Midvale, UT
Kelle Smart has a certain quality - you know in about ten seconds that you're in capable, caring, knowledeable hands.
Mary
Oct 30, 2025
Murray, UT
Kelle is personable and very efficient.
Todd
Oct 26, 2025
Midvale, UT
I was a very easy process. Everything was handled quickly and efficientl. We were abke to close on our p...See more
NMLS ID #104049
I am authorized to do business in the state of Utah.