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Kelle Smart
Branch Manager
NMLS# 104049
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
5.0
4.7
5.0
Mary
Oct 5, 2025
Kelle is personable and very efficient.
Dawn
Oct 2, 2025
Kelle Smart has a certain quality - you know in about ten seconds that you're in capable, caring, knowledeable hands.
Todd
Oct 1, 2025
I was a very easy process. Everything was handled quickly and efficientl. We were abke to close on our p...See more
Reno L.
Oct 4, 2025
Kelle is truly remarkable. She has a great reputation of getting things done and is well respected becasue of it. The fa...See more
Janet
Sept 1, 2025
I could not do my job effectively without Kelle Smart. She is so knowledgeable and so great to work with a...See more
Andrew
Sept 1, 2025
Kelle made herself available whenever we had questions or concerns during the mortgage process.
NMLS ID #104049
I am authorized to do business in the state of Utah.