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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
I wish I could give Dave a 10. He is truly the best! This is the easiest home loan process I have ever been through. Dave's service is impeccable, he answers right away, constant communication and education. Service above and beyond.
Lender made himself always available.
Dave is honest and reliable. He and his team do a great job behind the scenes to make a quick and easy process.
Great advice and white glove services. Third time doing a loan and it’s been great every time.
Dave and his entire team is awesome! I will work with Dave and his team again soon!
Dave is always the best! He gives great recommendations, educates on our options, and always has the best and fastest service.
NMLS ID #222107
I am authorized to do business in the states of Idaho, Oregon and Utah. OR ML-176;
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