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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo
Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
We love Dave and everyone else that helped us through our home buying & selling process! We had so many questions and they were always so quick and kind to respond. We would absolutely recommend Dave and his associates to anyone looking for a lending company!
We love Dave and everyone else thay helped us through our home buying & selling process! We had so many questions and they were always so quick and kind to respond. We would absolutely recommend Dave and his associates to anyone looking for a lending company!
Used David twice now and was very happy with him both tomes.
Top notch service. Great communication throughout each step of the process. They made it so easy! Very kind team. Would highly recommend!!
Open, clear communication. we were kept in the loop regarding every step of the process we appreciated the use of the moving truck and the binder of all documents that we signed .
Simple and smooth process from start to finish
NMLS ID #222107
I am authorized to do business in the states of Idaho, Oregon and Utah. OR ML-176; 
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