Lydia Bell

Hi! I'm Lydia Bell, your dedicated Mortgage Loan Officer at Guild Mortgage, specializing in helping first-time homebuyers achieve their dream from Davis County to Utah County. Buying your first home is exciting, and I am here to make the financing part clear, confident, and stress-free. As a local expert, I understand the market nuances from Provo, through Salt Lake City, and up to Ogden, and the unique programs available to new homeowners in our community.

My primary focus is making the process simple and efficient. Beyond offering fast closings and being available nights and weekends, I specialize in programs perfect for new buyers, including:
-  FHA Loans for lower down payments.
-  Conventional for excellent credit and sizeable down payment.
-  VA Loans for our eligible service members and veterans.
-  Down Payment Assistance (DPA) programs specific to Utah.

When you work with me, you get a reliable partner who will simplify complex terms, explore all available assistance, and ensure you are pre-approved quickly. My goal is to get you the keys to your first home faster than you thought possible.

Working with Guild Mortgage gives you the advantage of a powerful, local lender known for superior service and streamlined underwriting. When I'm not securing the best rates for my clients, you can find me outdoors-walking, hiking Utah's beautiful trails with my dog, or cheering on my husband at his baseball games. 

Ready to take the first step toward homeownership? Let's connect!
Call or text me today: 801-971-6557.