Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

Read Blog

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Sydney
Sep 11, 2025
Logan, UT
Verified

Karen and her team are the best! 100% recommend
Katrina
Sep 10, 2025
Smithfield, UT
Verified

They were great. as a first time home buyer we didn't know much about wgat we needed and they were very helpful with all of our questions .
Tyler
Sep 09, 2025
Smithfield, UT
Verified

Karen was awesome and attentive! She was quick and communicativ.
Tamara
Sep 03, 2025
Marriott-Slaterville, UT
Verified

Karen and staff were very professional and helped us in everyway possible. I can say only positive things about everyone and my experience. Thank you.
D C
Sep 02, 2025
Verified

Karen and her team of excellence made my first home purchase experience exceptional. The rates and fees were on par or below market in cost to myself. Every day I was receiving updates when needed. I can not speak higher of Guild as a whole. I live in a different state and they took such great care of me. Tyler we didn't beat 22 days but I am extremely grateful for all the hard work from you, Karen, Trisha and Aubrey. If I am ever in Utah I'll buy lunch. Thank you all from the bottom of my heart.
Kelsie B
Sep 02, 2025
Verified

Karen was AMAZING. From the very first contact we had with her, she was very knowledgeable, a great teacher (a must for us as first time home buyers), and overall very helpful and friendly. I was always so amazed throughout the process how responsive she was when I had a question or something came up, even long after hours sometimes. I couldn't recommend her enough!

Video gallery

View More

Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.