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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Ryan
Jun 28, 2025
Rexburg, ID
Verified

Karen and team did an excellent job! I was very pleased throughout the loan process, good communication and very efficent. Closed a difficult deal in less than 30 days. Awesome job!
drake w
Jun 28, 2025
Verified

We couldn’t be thankful enough for karen. and Her team. They showed us how to buy a house They were fair and helped us navigate the homebuying process efficiently. It made me feel wanted because some banks don’t give first time such a great opportunity.
Drake
Jun 28, 2025
Downey, ID
Verified

first time homebuyers, we had no idea what we were doing. Karen and her team helped us through everything very well. We are so happy to have been able to buy a house before our baby came. Thank you, Guild mortgage for the wonderful opportunity.
Cameron
Jun 19, 2025
North Logan, UT
Verified

Thanks for all the help Karen!
Tammy
Jun 21, 2025
Dickinson, ND
Verified

You went above and beyond to get this to closing on time!
Christopher
Jun 18, 2025
Logan, UT
Verified

Its always a pleasure working with Guild Mortgage!! They definitelt put in the effort to make the whole process stress free and quick! Karen is amazing to work with!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.