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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Amber
Jul 15, 2025
Franklin, ID
Verified

Communication with Andrea was quick and responsive
Cortnie
Jul 15, 2025
Richmond, UT
Verified

Karen is really what made this process go well! She was so helpful and went out of her way to make sure I was taken care of, especially when there were things I didn't understand!
Joe K
Jul 14, 2025
Verified

You guys were able to close on time while making it easy for my clients!
Scott
Jul 11, 2025
Paradise, UT
Verified

Karen and her team are total bosses. Was really impressed with their professionalism and how quickly they responded.
Neena
Jul 10, 2025
Pocatello, ID
Verified

Guild was so helpful with my loan and worked hard to find solutions
Malory
Jul 19, 2025
Richmond, UT
Verified

Everyone at Guild was easy to talk to, and made the experience of buying our home feel important and personable to them as well.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.