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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Michael
Apr 28, 2025
Nibley, UT
Verified

Shannon helped the best Tyler was awesome but
Miriam A
Apr 25, 2025
Verified

I had a great experience working with Karen's team! They were professional, responsive, and made the entire process smooth and stress-free. I truly appreciate their expertise and dedication. I highly recommend them to anyone in need of a reliable and trustworthy lender!
Taylor M
Apr 22, 2025
Verified

Guild made it so easy to buy a house. They moved quickly and were so easy to work with. They know what they’re doing and I would definitely recommend them.
Taylor
Apr 21, 2025
Logan, UT
Verified

They were easy to work with, fast, reliable, and kind!
Dallas H
Apr 18, 2025
Verified

Karen Nielson gets an A+ for her hard work, communication, and willingness to go above and beyond to get the job done. I work with lots of lenders and she's in my top five!
DALLAS
Apr 14, 2025
Saint Anthony, ID
Verified

You not only got the loan done on the new house in a timely mannor, but you also helped me find all the paperwork the buyer needed to close the old house when Noone else could or would. I'm so impressed!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.