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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Cactus L
Jan 22, 2025
Verified

Working with Melanie and Audrey at Guild Mortgage was a blessing and a great experience. They not only kept me, as the realtor updated, but my clients as well. They made sure to answer questions as questions came up and made themselves available when we needed them. Thank you ladies for making this a smooth transaction.
Jesus
Jan 21, 2025
Hyrum, UT
Verified

I appreciated Melanie and Audrey keeping me informed throughout the process. They also kept Cristian and Maria in the loop as to what was going to happen.
Ashley S
Jan 21, 2025
Verified

Great communication! Everyone was friendly and knowledgeable with all my questions. The process was smooth and easy from pre approval to the closing. 10/10 recommend. Thank you so much!
Ashley
Jan 21, 2025
Rock Springs, WY
Verified

Great communication!! Everyone was also so friendly and patient with my calling with questions. The process from start to closing was fast and smooth. Thank you so much!
Kaloni
Jan 06, 2025
Nibley, UT
Verified

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Radene
Jan 06, 2025
Smithfield, UT
Verified

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.