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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Kelly
Jun 09, 2025
Brigham City, UT
Verified

Thank you for everything!!
Clara
Jun 09, 2025
Hyrum, UT
Verified

Great communication, got things done quickly and easily, very pleasant to work with. Made my dreams come true! Thank you!
craig c
Jun 04, 2025
Verified

If you need a mortgage - Karen and help!
Jenny
May 27, 2025
Smithfield, UT
Verified

We were given all of our options, and they listened to our goals and made everything work how we wanted it to.
MURIANA
Jun 02, 2025
Mendon, UT
Verified

Karen was absolutely phenomenal to work with. You can tell she puts her heart and soul into her work, and really cares about the people she's helping along the way! I would recommend Karen to everybody and will definitely continue to work with her in the future.
John
May 27, 2025
Smithfield, UT
Verified

They made sure that we understood everything that was going on. They made sure that our loan fit our needs.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.