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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
David F
Aug 30, 2025
Verified

Karen and her team we absolutely great they kept me informed with every step and always available if I had questions. If anyone ever is looking for a house im giving them Karen's contact
Derrik
Aug 28, 2025
Mendon, UT
Verified

Karen and her team were very thorough, prompt, and helped us through the entire process.
Kevin
Aug 16, 2025
North Logan, UT
Verified

Everyone we worked with went above and beyond to make sure we closed on time .
Christina
Aug 05, 2025
Providence, UT
Verified

Karen's team was effecient, prompt and very professional to work with. It was a seamless experience.
Jason
Aug 06, 2025
Verified

Start to finish was a great experience and Karen was fantastic to work with.
Jason
Aug 05, 2025
Providence, UT
Verified

Karen was fantastic to work with and has an absolutely incredible work ethic. Always responded promptly and kept me informed at all times on what was going on and made sure I got things done on my end as it was a more complicated loan than normal.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.