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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
Laurie
Oct 01, 2025
Nibley, UT
Verified

The transaction for my clients was so painless. It was great working with Karen and her team
Phuong
Oct 01, 2025
Logan, UT
Verified

I felt supposed through the entire loan proces, they went above and beyond to make sure I understood each step, communication was timely professiona and reassurung. The process was smooth from start to finis. Overall, it was a great experience and I'm very satisfied. I would highly recommend this team to anyone seeking a mortgag. Thank you all of you( Karen, Tyler, Melanie, Tonyna )
Lonnie
Oct 01, 2025
Saint George, UT
Verified

Once again, the service, communication and attention to detail made the transaction perfect! I feel valued as a customer by every Guild staff member.
McKena W
Sep 29, 2025
Verified

Karen was amazing to work with! She and her team moved our loan through fast and ensured we got the best possible rate. We are so grateful for them!
McKena
Sep 17, 2025
Richmond, UT
Verified

Karen was amazing! She and her team worked fast and made sure we got the best rest possible! Thank you !
Jesse V
Sep 25, 2025
Verified

Karen and team our second to none they are the best. They always have a smile. They answer emails immediately. Great follow up Karen and team are the only folks I use.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.