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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.88
4.96
MISTY
Feb 18, 2025
Preston, ID
Verified

You are able to complete hard loans. Thanks
Jessica C
Feb 03, 2025
Verified

Tyler was great to work with. He was super responsive, available, positive and professional. When my buyers ran into some challenges due to the quickly changing interest rates, Karen found a way to make it work and my Buyers walked away happy and confident that they had received amazing service. Thank you Tyler!
Mike M
Feb 03, 2025
Verified

Guild Mortgage is a great place to assist with you buying a home.
Michael
Feb 03, 2025
Logan, UT
Verified

We had a very well explained conversation with Melanie, she was able to make the process painless and quick. All of our questions were answered quickly and the loan approval was very fast. 10/10 experience!
Dianna
Jan 27, 2025
Malad City, ID
Verified

Friendly and knowledgeable
Cactus L
Jan 22, 2025
Verified

Working with Melanie and Audrey at Guild Mortgage was a blessing and a great experience. They not only kept me, as the realtor updated, but my clients as well. They made sure to answer questions as questions came up and made themselves available when we needed them. Thank you ladies for making this a smooth transaction.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.