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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.89
4.96
Seleste
Oct 31, 2025
Tremonton, UT
Verified

Fantastic communication and speed and thoroughness of the process was wonderful.
Tayvin
Oct 31, 2025
Nibley, UT
Verified

The process was fast, simple and straigh forward. Great communication with myself and the client .
Kristina
Oct 22, 2025
North Logan, UT
Verified

As always it was amazing!
Jaden J
Oct 26, 2025
Verified

I had a fantastic experience working with Guild morgage. From start to finish, they made the entire process smooth, and trasnpartent. They took the time to clearly explain every step along the way along with all our questions. The office was genuine and cared for us as clients doing everything they could in there power to make sure we were comfortable and satisfied. Karen and her team really went above and beyond in the whole home buying process. I would highly recommend!!
Jaden
Oct 20, 2025
Nibley, UT
Verified

I had a fantastic experience working with Guild morgage. From start to finish, they made the entire process smooth, and trasnpartent. They took the time to clearly explain every step along the way along with all our questions. The office was genuine and cared for us as clients doing everything they could in there power to make sure we were comfortable and satisfied. Karen and her team really went above and beond in the whole home buying process. I would highly recommend!!
Chance
Oct 22, 2025
Logan, UT
Verified

Easy to work with!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.