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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Karen Nielson has been a Mortgage Loan Officer for 20+ years. She has built an exceptional business, has a wonderful reputation, and has used this to help the people of Cache Valley. The Karen Nielson Team has extensive experience, wide-ranging knowledge, and overwhelming dedication toward their customers.

Karen’s team has access to all loan products and can tailor the perfect loan to you. Regardless of whether you are a first-time home buyer, investor, new construction, or a seasoned home buyer, Karen’s team works to ensure your loan is correct and closes on time.

Karen’s team works hard to provide only the best service to each person who walks through their office doors. As a result, Guild Mortgage is #1 in the nation for customer retention and continues to service 95% of all loans they originate.

Karen’s team is committed to deliver the best loan, the best terms, and the best customer service.

Own what matters.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.95 out of 5.0 stars
4.95
5.0
4.87
4.96
CHELSEA
Mar 17, 2025
Hyrum, UT
Verified

fast to respond communication is awesome as well as sharing all options with you.
John K
Mar 20, 2025
Logan, UT
Verified

Karen Nielson always does a great job. She is very proactive and knowledgeable. Karen helped me successfully close on my desired property with the best possible terms. She has also followed up with me and offered assistance answering questions and managing details after the close. Karen is truly a class act and has been very supportive. Her assistance has been instrumental in obtaining final approval and closing successfully each time. If anyone can find a way, Karen can! Thank you to Karen and her whole team at Guild Mortgage. I look forward to working with you all in the future. Thanks!
Miranda S
Mar 19, 2025
Logan, UT
Verified

I highly recommend using Karen every chance that you get. She will make you leave feeling very accomplishment and fulfilled with what you were after. Also if a problem comes up then she always has another backup plan that always works out if not better! She will work with you any time of the day or night till it's over! Very impressed with her work
Jay
Mar 17, 2025
Mount Emmons, UT
Verified

Everything was great. So fast and efficient. I would definately recommend you guys to anyone thinking about buying or building a home. Super nice people. After 2 years of trying to get this home put in and financed they made it worth our while to wait. Thank you so much for all you did for me and my family. Love you all!!
Jozsef
Mar 10, 2025
Hyrum, UT
Verified

Melanie has been great to help me to better understand pre-qualification and approval for a loan. She was prompt at answering all of my questions . she is very approcable and was easy to work with. Tonya has also been great and efficient in helping answer any questions and informing me of the progress and or roadblocks.
ETHAN
Mar 10, 2025
Providence, UT
Verified

Karen and her team is top notch, and I'll continue referring business to her for a very long time, as I have for the past 15 years.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #80226
I am authorized to do business in the states of Florida, Idaho, North Dakota, Utah and Wyoming.