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Zachary Hayes
Loan Officer
NMLS# 1501687
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customized solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
Down payment assistance
VA
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Working with Zach on my loan was an outstanding experience from start to finish. He was incredibly responsive, always quick to answer calls and questions. You can tell he’s very smart with numbers and knows his stuff inside and out. On top of that, he’s just super nice and easy to talk to — the kind of person who makes the whole process smooth and stress-free. Overall, I had an excellent experience with Zach and would highly recommend him to anyone looking for a loan
Zach was awesome to work with. He got some info from us at the beginning of the process and then started working his magic. Zach was super knowledgable and responsive and because of that made the process silky smooth! I will highly recommend Zach Hayes and Guild Mortgage to anyone who is looking for a trustworthy loan officer!
Zach was great to work with!
Zach was great in all aspects of our loan process! We received great communication and guidance every step of the proccess.
Zach was great to work with and would highly recommend him to anyone buying a house.
Zach was a great communicator and walked us through several options on how to best finance our house and make the builder credit work best for us. Was very happy and impressed with him.
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