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Zachary Hayes

Loan Officer

NMLS# 1501687

About me

Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customized solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Experience logo
5.0
Google logo
5.0
Third party logo
5.0
Michael
Jan 21, 2026
Ogden, UT
Experience logo
As a Realtor, I was very impressed with how Zach worked with my client. I was impressed with his knowle...See more
Ryan
Jan 21, 2026
West Point, UT
Experience logo
Zach was amazing throughout the whole process .
Brayden B.
Jan 20, 2026
Google logo
Zach was very informative and answered every question and concern we had. He would reach out and explain what was happen...See more
Brayden
Jan 20, 2026
Ogden, UT
Experience logo
Zach was very informative and answered every question and concern we had.
Scott
Jan 19, 2026
Ogden, UT
Experience logo
Zach was AMAZING. He was clear and concise about sharing the financial information needed by us, very kind and professio...See more
Christa
Jan 19, 2026
Ogden, UT
Experience logo
Zach was very knowledgeable and helpful with any and all questions from my first time home buyers. The pro...See more

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Awards

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Causes & Memberships

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NMLS ID #1501687

I am authorized to do business in the states of Idaho and Utah.

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