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Zachary Hayes

Loan Officer

NMLS# 1501687

About me

Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customized solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Experience logo
5.0
Google logo
5.0
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5.0
Randon
Jan 1, 2026
Ogden, UT
Experience logo
Zach did a great job. He was thorough, transparent, and approachable throughout the process. Couldn't be happier. Thank...See more
Carrigan
Dec 31, 2025
West Haven, UT
Experience logo
Zach made the entire loan process super smooth and easy.
Melanie
Dec 26, 2025
West Haven, UT
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Zach made my first experience buying a home a great experience. He was professional, personable, explaine...See more
Randon P.
Dec 22, 2025
Google logo
Zach did a great job. He was thorough, transparent, and approachable throughout the process. Couldn't be happier. Thank...See more
Kellianne
Dec 22, 2025
Bountiful, UT
Experience logo
Zach was quick and great at communicating with us
Ryan
Dec 22, 2025
South Weber, UT
Experience logo
Zach was amazing! He and Guild Mortage made this home buying experience very enjoyable!

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Awards

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Causes & Memberships

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NMLS ID #1501687

I am authorized to do business in the states of Idaho and Utah.

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