Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Jess Patterson
Sales Manager
NMLS# 1013404
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
I felt he was able to find us the mortgage we needed, after being unsuccessful for various reasons with other mortgage places. Not only did he and his team get us the mortgage, but he got it done on time.
great communication, easy to work with
Jess was phenomenal. Super communicative throughout the entire process and excellent to work with. We would happily work with Jess again! He also always got back to us asap and answered any questions we had immediately .
Compitent,efficient,knowledgeable,he explained things in a very understandable way. We enjoyed his personality and his levity.
It was a great pleasure working with Jess and the team. They were ready to answer all of my questions and they were able to get me closed within the timely matter. I will definitely recommending Jess and his team to my friends and family.
Jess was awesome to work with ! he will take care of you no matter what !
NMLS ID #1013404
I am authorized to do business in the states of Idaho, Montana, Utah and Wyoming. Branch NMLS ID 2576063; 
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