Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Jess Patterson
Sales Manager
NMLS# 1013404
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA
If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Jess allowed me to close on a house weeks faster than I expected. The entire process was smooth and professional. I greatly appreciate all the assistance I was given throughout the home buying process!
The way Jess structured our loan was amazing . He was so great to work with and always willing to answer questions.
Always like it when everything goes smoothly and we can close on time and in this case EARLY :)
Jess and the team were great to work with and made the whole experience super easy and enjoyable.
Jess went above and beyond of us on this loan process. I couldn't have done it without him. I appreciate all of the help from his secretary. Maria was always quick to return my calls and always had an answer for all my questions. Thanks again Guild mortgage!!!
Jess pulled us through when thinks looked like they were not going to happen. He always came up with workable solutions.
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NMLS ID #1013404
I am authorized to do business in the states of Idaho, Montana, Utah and Wyoming. Branch NMLS ID 2576063; 
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