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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

Below are several series of videos answering typical mortgage questions. So check them out and when you're ready give me a call. I would love to answer your particular questions.

What Credit Score Do I Need to Qualify for a Home?

How is My Monthly Mortgage Payment Calculated?

With Bankruptcy can I get a Mortgage?

How do I Analyze Cash Flow on an Income Property?

Click here to see our Credit Approval Disclaimer  

Read Blog

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

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Testimonials

Testimonials
4.84 out of 5.0 stars
4.23
5.0
4.67
Ruth
Dec 16, 2024
Oakley, UT
Verified

As easy and pleasant an experience you can have getting a loan. Everyone was helpful and made the process stress free.
Gage A
Oct 10, 2024
Verified

They were amazing to work with, very helpful
Sierra B
Aug 04, 2024
Verified

Very friendly and great to work with! Tom was very knowledgeable and helpful!
Brinnlie K
May 20, 2024
Verified

Tom and his team took such great care of us during our home buying experience. They really strive to help in any way they can and put their clients first. We definitely will continue to do business through Tom and Guild Mortgage in our future plans!
Jason P
May 08, 2024
Verified

I love working with Tom and the Guild team. When it comes to trusting someone to help you make sound financial decisions, they have your back. The team makes the process as streamlined and simple as possible. Tom's experience and knowledge make him a trusted advisor for me. He has helped remove obstacles by offering solutions that not only make sense, but have benefited me. That's a great feeling!
Jeff F
May 08, 2024
Verified

Tom Stone is very knowledgeable about all loan products. At first we were thinking of maybe doing Reverse Mortgage. He and his team were very good at explaining it all to us. But in the end we opted for a conventional loan and Tom was able to use the same appraisal and we were able to close very quickly. I would highly recommend Tom Stone and Guild Mortgage.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #257849
I am authorized to do business in the states of Idaho, Utah and Wyoming.