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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

Below are several series of videos answering typical mortgage questions. So check them out and when you're ready give me a call. I would love to answer your particular questions.

What Credit Score Do I Need to Qualify for a Home?

How is My Monthly Mortgage Payment Calculated?

With Bankruptcy can I get a Mortgage?

How do I Analyze Cash Flow on an Income Property?

Click here to see our Credit Approval Disclaimer  

Read Blog

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.58
4.98
4.84
Tyler F
Mar 16, 2025
Verified

Working with Tom Stone at Guild Mortgage has been an absolute pleasure. He has done all my personal loans and I always refer him to our construction clients. His professionalism, expertise, and commitment to his clients set him apart in the industry. Tom goes above and beyond to ensure a smooth and stress-free lending process, keeping everyone informed and making sure every detail is handled with care. His knowledge of loan options, attention to detail, and ability to navigate complex situations make him an invaluable resource for homebuyers. Whether you’re a first-time buyer or securing financing for a high-end property, Tom is the person you want on your side. Highly recommend!
Jason
Mar 10, 2025
Logan, UT
Verified

Another successful closing with help from our friends at Guild Mortgage. They always make the process as simple as possible and help us secure the best deal we can get. We really appreciate their service and profesionalism.
Luke K
Jan 29, 2025
Verified

Tom is the MAN! First time home buyers, we told him what we wanted to accomplish and not only did we get that, we got a bunch of other sound financial and life advice. He truly cares about the needs of the customer and does whatever it takes to accomplish what you want. Completely transparent, super responsive, and hands down one of the best guys around this town. His team offers great insight, quick responses, and timely service. Look no further than the Guild Team for any needs you may have they will knock it out of the park!!!!
Jalayne
Aug 02, 2025
Helper, UT
Verified

My client needed to make a very quick purchase on a property for a work project. Tom completed everything very quickly and we were able to close sooner than expected. All parties were thrilled. Thank you for over delivering.
Diana
Aug 02, 2025
Helper, UT
Verified

very persoanal and kept in touch during the process and got it done when we needed it the most . Best experience !!! The whole team was great.
Vivian S
Aug 02, 2025
Verified

Guild Mortgage is absolutely the best to work with! The team has your best interests in mind and explains everything thoroughly. Tom was quick to respond when we did have questions. Everyone was so helpful and kind. The process was easy and we were updated every step of the way. Thank you Tom and Team!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #257849
I am authorized to do business in the states of Idaho, Utah and Wyoming.