Christian Bingham

Loan Officer

NMLS# 2040076

938 S University Park Blvd, Suite 200,
Clearfield, UT 84015

(801) 513-6108

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I once believed that the dream of homeownership was just that - a dream. Sure, my parents did it "back then" but today it's just impossible, right? After finding the courage to overcome my fears and start asking questions, I was thrilled to discover just how wrong I was. Fast forward a few years and I now get to spend every day showing people just how simple and obtainable homeownership and the mortgage process can be when you work with the right people. As someone who can relate - I hope you give me the chance to do the same for you. Thank you and I look forward to serving you!

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

Bridge loans

If you've found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.