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About me

Welcome to my website. Thank you for considering me as your mortgage professional. I was drawn to continue loving the Mortgage Banking industry because I believe home ownership improves family and community financial, social, and mental health standards. 
My goal is to make sure that you have not overlooked any potential programs or solutions that will help you achieve your financial goals, whether you are starting your path as a First Time Home Buyer or the most advanced Real Estate Investor.  To help make sure you are not missing any options, the best path forward is to click the Apply Now button and complete a full loan application.  There is no charge for this, and we do an upfront soft credit pull, so there is no effect on your credit score to discover your pathway to homeownership or determine if a refinance is the best solution to your current financial situation.  Once I have that financial snapshot, we will connect so I can discover any other items that are of concern or questions you may have so I am not overlooking any of your essential goals.  From there, I will walk you through the primary products, grants, and paths that would be solutions to your goals to help you clearly understand your options so you can then make an educated decision on the best path for you. 
A little bit about me personally: I love the outdoors, mountain biking, hiking, boating, and snowmobiling.  Our family also loves traveling worldwide, doing humanitarian work, and discovering new cultures.  We have had the privilege of visiting over 35 countries worldwide and have found that the world is friendly, and we are more alike than different, desiring to serve our families and build a better future for them.   
My professional and educational experience is expansive, and I have loved serving on many industry boards, homeownership advocacy groups, and providing education through High Schools and the community.  To see my full professional resume please connect on LinkedIn.  The simple goal of my training has been to become better qualified to understand your circumstances and provide you with appropriate solutions.  Who you hire matters, and I would be honored to serve you.  I also love referrals and would be honored to have you share my information with anyone you know who is seeking answers to mortgage-related questions. 

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
4.94
4.85
5.0
Brenda
Jun 21, 2025
Brigham City, UT
Verified

Always available, always clear and always kind
Julie
Jun 02, 2025
Kaysville, UT
Verified

Brett has known us for over a decade, so it's like sitting down with a friend to discuss how to improve our financial outlook. He's studied and loved this field more than anyone else I know, so my husband and I enjoy coming back and trust that he will help us make sound financial decisions that impact our large family for years. We appreciate all he's done for us and will keep referring people to him. When he moved over from the previous company he worked for, we "followed".
Jared
Jun 02, 2025
Island Park, ID
Verified

Brett and his team were very profesional and east to work with
Shane J
May 13, 2025
Verified

Great support for your home purchase.
Sandra
May 05, 2025
Brigham City, UT
Verified

They were so helpful and did all the hard work for us ,really researched what loan was best for us ,theyre amazing to work with .
Warren S
May 06, 2025
Verified

Simple process and quick communication. Kurtis and Kym where amazing to work with.

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Awards

Causes & Memberships

NMLS ID #11431
I am authorized to do business in the states of Arizona, Colorado, Florida, Idaho, Nevada, Utah and Wyoming. AZ BK#0018883; AZ BKBR# 1051094; AZ LO Lic.# 914694; NV Mortgage Company #1141;