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About me

Welcome to my website. Thank you for considering me as your mortgage professional. I was drawn to continue loving the Mortgage Banking industry because I believe home ownership improves family and community financial, social, and mental health standards. 
My goal is to make sure that you have not overlooked any potential programs or solutions that will help you achieve your financial goals, whether you are starting your path as a First Time Home Buyer or the most advanced Real Estate Investor.  To help make sure you are not missing any options, the best path forward is to click the Apply Now button and complete a full loan application.  There is no charge for this, and we do an upfront soft credit pull, so there is no effect on your credit score to discover your pathway to homeownership or determine if a refinance is the best solution to your current financial situation.  Once I have that financial snapshot, we will connect so I can discover any other items that are of concern or questions you may have so I am not overlooking any of your essential goals.  From there, I will walk you through the primary products, grants, and paths that would be solutions to your goals to help you clearly understand your options so you can then make an educated decision on the best path for you. 
A little bit about me personally: I love the outdoors, mountain biking, hiking, boating, and snowmobiling.  Our family also loves traveling worldwide, doing humanitarian work, and discovering new cultures.  We have had the privilege of visiting over 35 countries worldwide and have found that the world is friendly, and we are more alike than different, desiring to serve our families and build a better future for them.   
My professional and educational experience is expansive, and I have loved serving on many industry boards, homeownership advocacy groups, and providing education through High Schools and the community.  To see my full professional resume please connect on LinkedIn.  The simple goal of my training has been to become better qualified to understand your circumstances and provide you with appropriate solutions.  Who you hire matters, and I would be honored to serve you.  I also love referrals and would be honored to have you share my information with anyone you know who is seeking answers to mortgage-related questions. 

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
4.94
4.84
5.0
Adam
Mar 03, 2025
Pocatello, ID
Verified

We loved working with Brett Mills. The communication, the work finding the best rates, insurance and updates were amazing. what a fantastic team of professionals. Thank you for everything
Scott
Feb 18, 2025
Morgan, UT
Verified

Our loan officer, Brett, was very knowledgeable about the market and made wise recommendations . I felt like he was very interested in helping us get the best possible loan with the best interest rate and was very conscious of our time constraints.
Debbie B
Jan 28, 2025
Verified

Easy to work with and quick with responses
Rodney
Jan 27, 2025
Willard, UT
Verified

responded to questions quickly and kept us informed. Offered advice and showed us our different scenarios and choices. Super friendly as well
Brandy
Jan 06, 2025
Malad City, ID
Verified

Fast, friendly, helpful, super efficient.
Tawnie H
Dec 27, 2024
Verified

Brett was fantastic to work with and took time to communicate all options with me and consider my big picture financial situation. His team had fantastic communication throughout the entire process. I feel like Brett went above and beyond with my refinance.

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Awards

Causes & Memberships

NMLS ID #11431
I am authorized to do business in the states of Arizona, Colorado, Idaho, Nevada, Utah and Wyoming. AZ BK#0018883; AZ BKBR# 1051094; AZ LO Lic.# 914694; NV Mortgage Company #1141;