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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step.
I care about delivering results and I’m here to help you own a home.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
4.98
Kyle S
Aug 30, 2025
Verified

Highly recommend Spencer.
Kyle
Aug 30, 2025
Cedar City, UT
Verified

Very efficient loan officer. I enjoyed how quick he was to get everything done for me. Easy to work with and went above and being to teach me how everything works.
Steve D
Aug 15, 2025
Verified

Spencer was great to work with. He kept me informed and the process moved quickly.
Makenzie B
Aug 01, 2025
Verified

Smooth, easy close every time with Spencer! He's SO knowledgeable, and he's willing to answer my many questions and educated both me and the client on the best option for them!
Makenzie
Jul 28, 2025
Las Vegas, NV
Verified

Smooth, easy close everytime with Spencer! He's SO knowledgeable, and he's willing to answer my many questions and educated both me and the client on the best option for them!
David
Jul 28, 2025
Las Vegas, NV
Verified

Spencer made the home buying process simple and easy.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #305514
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141;