Select from hundreds of loan products tailored to your needs
Spencer Valerio
Loan Officer
NMLS# 305514
About me
The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step.
I care about delivering results and I’m here to help you own a home.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
home equity insights
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Testimonials
Spencer has been out go-to for all things lending. He is kind, knowledgeable, and reliable. We have worked with him at Guild to close 3 loans and look forward to continuing to work with him in the future.
Would highly recommend Spencer and Guild Mortage to anyone looking for a home loan. Excellent service.
Everything and everyone at Guild was beyond our expectations.
Thank you Spencer! You are the best! Knowledgeable, efficient and old fashioned customer service. Never had a problem with Guild.
Loved working with Spencer and his team. Everything went smoothly. We had a tricky situation with one house needing to be sold in order for us to buy our new house. It all happened without any hiccups thanks to the team at Guild. We highly recommend the team.
Everything went smoothly Spencer and his team took care of everthing
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