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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step.
I care about delivering results and I’m here to help you own a home.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.98
4.97
Jennifer
Mar 24, 2025
North Las Vegas, NV
Verified

Smooth transaction and loan docs were waiting for us.
Rachael B
Mar 25, 2025
Verified

Guild mortgage is the place to get your home loan!! They are professional , detailed and a pleasure to work with. Thank you Spencer and your team!
CASEY
Mar 24, 2025
Concord, CA
Verified

Spencer was super knowledgeable and helpful the entire transaction.
Dawn
Mar 24, 2025
North Las Vegas, NV
Verified

Everything was easy, professional, and transparent.
Paul and D
Mar 22, 2025
Verified

Spencer was a great help in helping us buy our new home. Great communication, always prepared and full of knowledge.
Tony
Mar 17, 2025
Las Vegas, NV
Verified

I had an incredible experience working with Spencer Valerio at Guild Mortgage during my journey to buy my new home. From the very beginning, Spencer was attentive and guided me every step of the way, making what can often be a daunting process feel seamless and manageable. His knowledge of the mortgage industry is impressive, and he was always forthcoming about what to expect at each stage. Whenever I had questions or concerns, he took the time to address them thoroughly, ensuring I felt well-informed and confident in my decisions. I truly appreciate the personalized care and expertise Spencer provided throughout this journey. If you’re looking for someone reliable and supportive as you navigate the home-buying process, I highly recommend reaching out to Spencer Valerio at Guild Mortgage. He is simply amazing!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #305514
I am authorized to do business in the states of Arizona, California, Montana, New Mexico, Nevada and Utah. AZ BK#0018883; AZ BKBR# 1041769; AZ LO Lic.# 1050756; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 2416012; NV Mortgage Company #1141;