Select from hundreds of loan products tailored to your needs
Spencer Valerio
Loan Officer
NMLS# 305514
About me
The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step.
I care about delivering results and I’m here to help you own a home.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
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Testimonials
Spencer and his team have been phenomenal. Easy to work with .
Spencer and his team have been phenomenal throughout the entire transaction.
Spenser was outstanding! We never felt rushed talking with him and he is exceptionally knowledgeable about the different loan types.
Spencer is really great to work with he always looks pit for the interests of the client.
We had an outstanding experience working with Spencer at Guild Mortgage. He always took the time to answer our questions and help us understand our options. He never made us feel rushed and he would meet with us via Zoom anytime we needed him, even on weekends. By the end, he felt more like a friend than a mortgage officer.
Spencer has been helpful with my mortgage needs since 2018. I always felt he had my best interest foremost in his mind.
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