Select from hundreds of loan products tailored to your needs
Spencer Valerio
Loan Officer
NMLS# 305514
About me
The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step.
I care about delivering results and I’m here to help you own a home.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
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Testimonials
Spencer you made the transaction come to light. Thanks for making it bright.
Spencer made it happen!!
10/10
They did what no other lender could do. Got us approved a week earlier than what was expected, and was very accurate and answered all questions and concerns each week during the process. Definitely recommend.
Highly recommend Spencer.
Very efficient loan officer. I enjoyed how quick he was to get everything done for me. Easy to work with and went above and being to teach me how everything works.
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