Select from hundreds of loan products tailored to your needs
Spencer Valerio
Loan Officer
NMLS# 305514
About me
The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step.
I care about delivering results and I’m here to help you own a home.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Smooth, easy close every time with Spencer! He's SO knowledgeable, and he's willing to answer my many questions and educated both me and the client on the best option for them!
Smooth, easy close everytime with Spencer! He's SO knowledgeable, and he's willing to answer my many questions and educated both me and the client on the best option for them!
Spencer made the home buying process simple and easy.
I had a great experience because everything was handled with professionalism, clear communication, and efficiency from start to finish. Your team made what can often be a stressful process feel smooth and manageable. I truly appreciated the timely updates, attention to detail, and personal care throughout the entire transaction. Keep up the excellent work, I’ll gladly recommend your services to others.
Every part of the process was explain any questions or concerns never felt we we're ignored. We felt like we matter what was best for our needs. Spencer made is feel comfortable with our decision not rushed.
From contract to close, the process took 23 days. Spencer guides me through the whole process and kept me informed
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