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Tara Rutherford

Tara Rutherford

Loan Officer

42 S 100 W, Brigham City, UT 84020
Own what matters
Own what matters

About Me

Welcome! It's all about service at Guild Mortgage and our company has been meeting the needs of homebuyers across the United States since 1960. I joined Guild because of its strong reputation for integrity‚ based mortgage lending its unwavering commitment to responsible lending practices and for its broad portfolio of mortgage solutions and tools. Since joining Guild I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage I will provide a customized solution for you at competitive rates. No brokering no middleman no hassle no surprises. Guild is a direct lender which means that my Branch and Regional Offices are equipped to complete the entire loan process in‚ house‚ all loan processing underwriting closings and funding are handled locally. As a result we have a proven track record of closing loans as quickly and efficiently as possible I will be in control of your loan file from start to finish and I will be up‚ to‚ date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate timely and honest mortgage advice. I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.


4.98 out of 5.0 stars
Apr 29, 2024

She was very knowledgeable and very quick to answer all of our questions through the whole process!
Dec 21, 2023

Tara is simply the best. She worked tirelessly to get our re-finance complete, I've never had someone work so hard for me - I was so glad she was in our corner. I would recommend her to anyone looking to finance or re-finance. THANK YOU TARA!
Aug 31, 2023

Tara was on point every single day and also checked in with my wife or I daily!
Jul 17, 2023

As first time home buyers it's daunting going into this process. Knowing next to nothing about how any part of the home buying process worked meant that we were filled with questions and needed things broken down to the most basic level. Tara was amazing with that! She explained everything so thoroughly and broke things down so simply that we were able to purchase our first home with a lot more confidence and a better understanding of how this process works. She was always quick to answer questions, offer loan scenarios, or support us in anyway we needed. She also provided us with referrals and resources that we needed as well. She truly was such a gem to work with, and we will definitely be using her services again when we need to refinance or purchase a home in the future!
Mar 30, 2023

Tara was wonderful to work with. She was efficient, but super thorough, and was great with communication.
Brooke Charlton/ Stephen F
Feb 11, 2023

Tara is seriously a PROFESSIONAL-she is a go-to on Mortgage loans! Her communication and willingness to work outside of normal business hours is amazing! Looking forward to many more transactions with her!

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Causes I'm
passionate about

NMLS ID #1096552
I am authorized to do business in the state of Utah.