(30 reviews)

Melissa Tubau

Loan Officer

NMLS ID #2353523

The Woodlands, TX

4.98

(30 reviews)

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9595 Six Pines Drive, Suite 6200, The Woodlands, TX 77380

[email protected]

(281) 652-5391

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Have questions? Let's connect and talk through your goals.

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Get a clearer picture of your home financing options with a simple first step.

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Ready to move forward? Start your application when the time is right for you.

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You have choices when it comes to home financing

About me

Melissa is a top producing loan originator with a strong reputation for her experience. She has been featured on industry podcasts and recognized nationally at the FUSE conference for her production and thought leadership.Read more

Melissa specializes in creating a smooth, stress-free mortgage experience through clear, consistent communication and a client-first approach. She offers a full suite of loan products – including conventional, government, jumbo, and no income check loans – tailored to meet a wide range of financial needs. With deep expertise in credit, debt management, and underwriting guidelines, Melissa is passionate about empowering her clients with financial education and helping them make confident, informed decisions.

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Testimonials

4.98 (30 reviews)

5.0

MelIssa, Veronica and team were excellent! The communication was awesome!

Rachael

Mar 3, 2026 |

Tomball, TX

Working with Melissa on my home loan was an absolute dream! From the very beginning, she was clear, responsive, and incredibly thorough in her communication. I never had to guess what was happening—she kept me informed every step of the way, which made a typically stressful process feel completely manageable. Her customer service was unmatched. Melissa treated me like more than just a client—she genuinely cared about my experience and took the time to explain every detail. When unexpected challenges came up, she handled them quickly and with confidence. Her problem-solving skills were truly impressive. Thanks to Melissa, I was able to close on my home smoothly and on time. I can’t thank her enough for going above and beyond. If you're looking for a loan officer who is smart, compassionate, and reliable—Melissa is the one you want on your side!

Katelyn A.

Feb 24, 2026 |

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Keep in touch

Phone:

(281) 652-5391

Branch:

(281) 882-8880

Email:

[email protected]

9595 Six Pines Drive, Suite 6200, The Woodlands, TX 77380

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #2353523

I am authorized to do business in the state of Texas.

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

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For homeowners

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Melissa Tubau

Let's talk

Get pre-approved

Apply for a loan

Find the loan to fit your life

You have choices when it comes to home financing

About me

Testimonials

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app