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Jason Higham
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Jason Higham

Branch Manager

9595 Six Pines Drive, Suite 6200, The Woodlands, TX 77380
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.88
4.99
Dennis
Jun 10, 2024
Verified

Thanks for the professional and informative approach to our loan process.
Thomas
Jun 04, 2024
Verified

Responsive and helpful team ghat made the home buying process easy.
Matthew
Jun 04, 2024
Verified

Great communication and attitude from the entire team.
Tracie
Jun 04, 2024
Verified

Communication and being on top of the entire transaction from beginning to end. Thank you for all your hard work!
Ramona C
Jun 04, 2024
Verified

My clients and I have had a great experience working with the Higham Team. I have worked with them multiple times over several years. They have always closed on time, the communication is excellent, overall loans were great as well. Recently they came through on a very short notice loan that we had to switch to them from another lender in less than 10 days to meet our contracted closing date. My expat clients were pleasantly surprised that The Higham team was not only able to close it on time without any extensions, they even sent the seller side closing docs to title company a day early where the seller was able to sign their part! I highly recommend them!
Jordan
Jun 04, 2024
Verified

Great communication and flexibility during the entire home buying process.

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NMLS ID #247925
I am authorized to do business in the states of Alabama, Arkansas, Florida, Indiana, Oklahoma, Tennessee, Texas, Virginia and Washington. (www.nmlsconsumeraccess.org);