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Your Trusted Mortgage Coach in The Woodlands

Guiding You to Confident Homeownership with Personalized Expertise

About me

Hi, I’m Jason Higham—your local mortgage coach and trusted lending partner. With over 20 years of experience, I provide clear, confident, and personalized guidance through every step of the loan process.

As Branch Manager and Residential Mortgage Loan Originator at Guild Mortgage in The Woodlands, Texas, our branch has been the top Mortgage Lender in The Woodlands for over a decade and recognized as one of Houston’s Best Places to Work.

I don’t just quote rates—I educate and coach, helping clients understand the “why” behind every number for smart, confident decisions. Whether you’re a first-time homebuyer, building with our trusted partners, or refinancing, I ensure a smooth, fast, and stress-free process.

Nationally recognized as a Scotsman Guide Top Originator and GHBA Prism Award winner, I’ve mentored over 100 loan officers and real estate pros through The Core Training.

Outside of work, I’m with my family in The Woodlands or supporting causes like Texas Children’s Hospital and Montgomery County Food Bank.

Let’s make your next move your best one yet.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.9
5.0
CLaude
Jul 25, 2025
Verified

Jason is my go-to guy for referrals to Texas. I have known him for several years and he gets the job done and takes great care of clients. His passion is to help people achieve a huge slice of their American dream.
Tiffany
Jul 23, 2025
Houston, TX
Verified

Jason was amazing
Joshua
Jul 18, 2025
Spring, TX
Verified

Everything was quick and accurate
Andrew
Jul 17, 2025
The Woodlands, TX
Verified

We chose Jason and the team primarily for their great rates, but the experience was excellent and we also felt the most trust with the team. I never felt like I had to question their honesty or integrity, which would have been the differentiator had another agency met the rate we got from Guild.
Jason
Jun 24, 2025
Spring, TX
Verified

Very Easy and smooth
Sarah
Jun 26, 2025
Tomball, TX
Verified

Always a great transaction with Jason and his team!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #247925
I am authorized to do business in the states of Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Indiana, Louisiana, Maryland, Minnesota, Missouri, Oklahoma, Tennessee, Texas, Virginia and Washington. (www.nmlsconsumeraccess.org/);