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Your Trusted Mortgage Coach in The Woodlands

Guiding You to Confident Homeownership with Personalized Expertise

About me

Hi, I’m Jason Higham—your local mortgage coach and trusted lending partner. With over 20 years of experience, I provide clear, confident, and personalized guidance through every step of the loan process.

As Branch Manager and Residential Mortgage Loan Originator at Guild Mortgage in The Woodlands, Texas, our branch has been the top Mortgage Lender in The Woodlands for over a decade and recognized as one of Houston’s Best Places to Work.

I don’t just quote rates—I educate and coach, helping clients understand the “why” behind every number for smart, confident decisions. Whether you’re a first-time homebuyer, building with our trusted partners, or refinancing, I ensure a smooth, fast, and stress-free process.

Nationally recognized as a Scotsman Guide Top Originator and GHBA Prism Award winner, I’ve mentored over 100 loan officers and real estate pros through The Core Training.

Outside of work, I’m with my family in The Woodlands or supporting causes like Texas Children’s Hospital and Montgomery County Food Bank.

Let’s make your next move your best one yet.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.88
5.0
Robert
Sep 03, 2025
Willis, TX
Verified

All individuals I spoke with were very personable and helpful and provided me with all the information I needed to make soound decisions. All also spoke to me as if I was a friend and not just another customer, this was very refreshing.
Chad M
Sep 03, 2025
Verified

Couldn’t recommend Jason and his team enough. Have never had such an easy and fast closing process as I did working with them, and this is my 5th time going through this process. Will definitely use them again and highly suggest others do as well!
Rosa
Aug 25, 2025
Montgomery, TX
Verified

Great communication and easy process
Rachel
Aug 25, 2025
Montgomery, TX
Verified

Communication was excellent! Jason kept my client and I informed every step of the way . Highly recommend .
Andy G
Aug 23, 2025
Verified

Job well done. Praise be to God.
Andrew
Aug 20, 2025
Magnolia, TX
Verified

Jason and his team were efficient and practiced unswerving dedication to meet our needs. Praise be to God!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #247925
I am authorized to do business in the states of Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Indiana, Louisiana, Maryland, Minnesota, Missouri, Oklahoma, Tennessee, Texas, Virginia and Washington. (www.nmlsconsumeraccess.org/);