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Your Trusted Mortgage Coach in The Woodlands

Guiding You to Confident Homeownership with Personalized Expertise

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Hi, I’m Jason Higham—your local mortgage coach and trusted lending partner. With over 20 years of experience, I provide clear, confident, and personalized guidance through every step of the loan process.

As Branch Manager and Residential Mortgage Loan Originator at Guild Mortgage in The Woodlands, Texas, our branch has been the top Mortgage Lender in The Woodlands for over a decade and recognized as one of Houston’s Best Places to Work.

I don’t just quote rates—I educate and coach, helping clients understand the “why” behind every number for smart, confident decisions. Whether you’re a first-time homebuyer, building with our trusted partners, or refinancing, I ensure a smooth, fast, and stress-free process.

Nationally recognized as a Scotsman Guide Top Originator and GHBA Prism Award winner, I’ve mentored over 100 loan officers and real estate pros through The Core Training.

Outside of work, I’m with my family in The Woodlands or supporting causes like Texas Children’s Hospital and Montgomery County Food Bank.

Let’s make your next move your best one yet.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.89
5.0
Ray
Oct 16, 2025
Spring, TX
Verified

Higham teams communication is unmatched in the lending industry. My clients that I recommend always use them and all the clients are extremely happy which makes me look good as well. We love teaming up with the Higham Team!!! Ray
Lisa
Oct 16, 2025
Spring, TX
Verified

Excellent follow-up from contract to close
Renee
Oct 04, 2025
Humble, TX
Verified

Thanks for a smooth transaction!
Rafael
Oct 01, 2025
Houston, TX
Verified

Jason is an awesome person to work with. He and his team were all super helpful throughout the process. Did everything possible to get me into my new home and I really appreciate it all. Would 100% recommend to anyone looking to buy a home.
William
Oct 01, 2025
The Woodlands, TX
Verified

Jason, Bev, and crystal are amazing
Austin
Sep 30, 2025
Spring, TX
Verified

Everyone on the Guild team worked hard for us. I dont have time to shop around with multiple banks so I called them and they just made it simple. One call. One process. Great service. Best rate. Easy decision.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #247925
I am authorized to do business in the states of Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Indiana, Louisiana, Maryland, Minnesota, Missouri, Oklahoma, Tennessee, Texas, Virginia and Washington. (www.nmlsconsumeraccess.org/);