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Your Trusted Mortgage Coach in The Woodlands
Guiding You to Confident Homeownership with Personalized Expertise

About me

Hi, I’m Jason Higham—your local mortgage coach and trusted lending partner. With over 20 years of experience, I provide clear, confident, and personalized guidance through every step of the loan process.

As Branch Manager and Residential Mortgage Loan Originator at Guild Mortgage in The Woodlands, Texas, our branch has been the top Mortgage Lender in The Woodlands for over a decade and recognized as one of Houston’s Best Places to Work.

I don’t just quote rates—I educate and coach, helping clients understand the “why” behind every number for smart, confident decisions. Whether you’re a first-time homebuyer, building with our trusted partners, or refinancing, I ensure a smooth, fast, and stress-free process.

Nationally recognized as a Scotsman Guide Top Originator and GHBA Prism Award winner, I’ve mentored over 100 loan officers and real estate pros through The Core Training.

Outside of work, I’m with my family in The Woodlands or supporting causes like Texas Children’s Hospital and Montgomery County Food Bank.

Let’s make your next move your best one yet.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
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Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
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Reverse Mortgage loan

If you're retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
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5.0
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4.8
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5.0
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4.9
Thomas S.
Nov 3, 2025
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If you live in the Houston area, then I can recommened Jason and his team for your next mortgage.
Glen
Nov 3, 2025
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Great team with great service!
Gladys
Oct 3, 2025
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Jason and his team are absolutely amazthey krog me informed dvery every step of the way. I would highly re...See more
Lisa
Oct 2, 2025
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Excellent follow-up from contract to close
Ray
Oct 2, 2025
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Higham teams communication is unmatched in the lending industry. My clients that I recommend always use them and all th...See more
Renee
Oct 2, 2025
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Thanks for a smooth transaction!

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Awards

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Causes & Memberships

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NMLS ID #247925

I am authorized to do business in the states of Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Indiana, Louisiana, Maryland, Minnesota, Missouri, Oklahoma, Tennessee, Texas, Virginia and Washington. (www.nmlsconsumeraccess.org/);

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