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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

With over 30 years of experience in real estate, banking, and the finance industry, I am an accomplished Branch Manager and Loan Officer—a true expert in the field. My passion lies in helping clients achieve their homeownership dreams.
 
My heart is dedicated to carefully guiding clients through the entire home loan process. Whether you’re a first-time homebuyer or a seasoned investor, I ensure you feel confident and secure when making choices about financing strategies. My personalized approach ensures that each client receives tailored advice and solutions.
 
Beyond regular home loan products, our team specializes beyond the ordinary. We have expertise in areas such as manufactured homes, homes on ag exempt acreage, Down Payment Assistance, and bank statement loans. We understand the nuances of financing in these areas, offering valuable insights and options.
 
As a 12-year Five Star Professional Award winner, I consistently exceed expectations. I’ve been voted among the top 2% of 8,400 loan originators in the Austin area. Additionally, I’ve been recognized numerous times as the Best Mortgage Lender in Liberty Hill by the Liberty Hill Independent Reader’s poll, a Finalist for Best Loan Officer and Best Lender by Reader’s Choice Awards in Erath County, Top 1% Mortgage Originators in America 2019-2023, Austin Business Journal Top Residential Mortgage Producer 2019-2023, Scottsman Guide Top Originator i2023 and 2024, and as a 20-year veteran of Texas Region 2, named 2023 Guild Region of the Year nationwide.
 
My commitment extends beyond business hours—I provide reliable pre-qualification letters and promptly answer any questions. On a personal note, my husband and I have five adult children, bonus children, and seven beautiful grands whom we cherish spending time with.
 
Thank you for entrusting me to create the ultimate mortgage experience for you and your family. Your dreams are in capable hands!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
4.97
Julie
Apr 14, 2025
Sunrise Beach, TX
Verified

Winning team ... great communication ... prompt response to all inquiries
Shristi
Apr 14, 2025
Sunrise Beach, TX
Verified

The team is professional and walked through my options until I understood it properly before locking the rates. Cherly and Melissa both are great to work with and made it seamless for me.
Bradi C
Apr 08, 2025
Verified

As a lost little first time home buyer I had no clue what was going on or how to go about this but Cheryl and her team were so helpful throughout the entire process! They talk you through everything and give you so many options and truly try to find the best fit for you. Highly recommend and would 100% use them again!
dixie h
Apr 07, 2025
Verified

Cheryl and her team were absolutely great and so helpful from beginning to end of the process. We highly recommend them to anyone who wants to get a mortgage.
ASHLEY
Apr 07, 2025
Dublin, TX
Verified

Great communication.
Isaac
Mar 31, 2025
Cedar Park, TX
Verified

They were always very responsive and helpful!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #218555
I am authorized to do business in the state of Texas.