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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
4.97
5.0
Mari
Aug 16, 2025
Frisco, TX
Verified

Hi Raymond, I was a pleasure working with you. You and your team did everything possible to make this process easy. Thank you.
Victoria P
Aug 16, 2025
Verified

I want to express my deepest gratitude to Raymond, who has been an extraordinary loan officer. As a Realtor, I feel completely confident referring my clients to him because, on multiple occasions, I have been able to transfer the trust my clients place in me over to him—and he always exceeds expectations. Raymond has been impeccable in every detail: his efficiency in communication, his extensive knowledge, his prompt responses, and his diligence at every step have truly made the difference. Thanks to his expertise and outstanding dedication, this transaction was completed in the best possible way. I am extremely grateful and can say with total confidence that Raymond is my top loan officer of choice, the one I feel most comfortable trusting with my clients.
Angie Marshall-Mishio, R
Aug 10, 2025
Verified

I can’t say enough GREAT things about the Norris Team! Ray Norris and Kellie Skjeret are an absolute powerhouse duo in the mortgage world. Their communication skills are second to none — every call, text, and email is answered quickly and with clear, helpful information. Their knowledge of the industry is unmatched, and their drive to make each deal seamless shows in every step of the process. I’ve had the privilege of doing numerous transactions with Ray and Kellie, and somehow each one is better than the last! They go above and beyond to ensure every client feels cared for, valued, and 100% confident in their purchase. Their dedication isn’t just business — it’s personal, and it shows. 💥 If you’re a REALTOR or a client looking to purchase property, you NEED the Norris Team on your side! Your deals will be smoother, your stress will be lower, and your success rate will soar. Ray and Kellie don’t just close loans — they build lifelong partnerships.
Angie
Aug 08, 2025
Springtown, TX
Verified

⭐⭐⭐⭐⭐ I can’t say enough GREAT things about the Norris Team! Ray Norris and Kellie Skjeret are an absolute powerhouse duo in the mortgage world. Their communication skills are second to none — every call, text, and email is answered quickly and with clear, helpful information. Their knowledge of the industry is unmatched, and their drive to make each deal seamless shows in every step of the process. I’ve had the privilege of doing numerous transactions with Ray and Kellie, and somehow each one is better than the last! They go above and beyond to ensure every client feels cared for, valued, and 100% confident in their purchase. Their dedication isn’t just business — it’s personal, and it shows.
Jeremy
Jul 29, 2025
Verified

We are so appreciative of everything Guild Mortgage did to get us through the home buying process. It is our first time buying a house and they made the process smooth and stress free! Ray and Kellie have been wonderful! We couldn’t have done it without them. We are thrilled to close and move into our new home soon!
Stefan
Jul 11, 2025
North Richland Hills, TX
Verified

Great communication from start to finish!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #321718
I am authorized to do business in the state of Texas.