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Trusted Homeownership Advisor Since 1995

Guiding first-time buyers and homeowners to build equity and dreams

About me

Helping people achieve their homeownership dreams and build equity is my passion. Whether you’re a first-time buyer or moving up, I’m here to guide you ever step of the way!
 
I started in the mortgage business in Hurst, Texas in 1995. Now, 30 years later, I’ve helped hundreds finance their dream homes.

I’m also a proud father of three wonderful children—a daughter and two sons—and a grandfather to five amazing grandchildren. I’ve been happily married to my high school sweetheart for over 41 years.
 
Ready to buy your first home, make your next move, talk about refinance opportunities, or your home equity strategy? Let’s chat!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.94
5.0
Krystle
Aug 27, 2023
Verified

Phil was amazing during this process. He was there for every step of the way. He worked so hard and would go the extra mile for us during the loan. He explained everything to me being a first time homebuyer. I would recommend Guild Mortgage to everybody. I will be using Phil again when it’s time to refinance.
Keely H
May 15, 2023
Verified

Working with Phil Clark and his team was more of a 10 Star experience. I was super impressed with Philip and his team how they handled the entire transaction. Philip kept us informed throughout the transactions. They call every Tuesday and give updates. You always know what is going on with your file. They have excellent rates and low fees. Philip was always available any time we had a question. He closed the transaction in record time, when most lenders are not closing deals on time.Philip comes to his closings to make sure the buyer does not have any questions. If you are looking for excellent service, good rates and low fees, Philip Clark is the one you need to reach out to! Best Lender in Southlake, Texas
Miguel
Jul 11, 2022
Southlake, TX
Verified

Our experience with Phil Clark could not have been better. He was always on point and did not waste any time answering our questions and concerns. Very pleasant and courteous Phil worked with us until the very last minute when we signed the last paper of the home Closeout. Will procure his services again without hesitation. He alleviated so much of the stress that comes with buying a home from us that today we are living in our new home and it feels like we didn't put much effort into buying it.Thank you Phil for such a great customer service and been so pleasurable to work with. Every business should employ associates of your caliber. We are extremely greatfull for your service.Miguel and Yong Lozada
Corby
Jun 24, 2025
Springtown, TX
Verified

We’ve now used Phil and his team twice for our home purchases, and we truly wouldn’t trust anyone else with the process. From start to finish, Phil exceeded every expectation—just like he did the first time. He and his team are incredibly knowledgeable, helpful, and always go above and beyond to make sure their clients are taken care of. This time around, we faced more than our fair share of hiccups (none of which were their fault), but Phil and his team didn’t miss a beat. They jumped in immediately, resolved issues that weren’t even theirs to fix, and walked us through every step with professionalism, patience, and heart. We are so grateful for their dedication and can’t recommend them highly enough. If you're looking for a mortgage team that truly cares and delivers exceptional service, look no further.
M
Jun 26, 2025
Verified

I can’t say enough great things about working with Phil and his team on our recent transaction. This deal had its fair share of challenges, but they never wavered — delivering top-notch service, clear communication, and a relentless commitment to getting us across the finish line. From start to (finally!) closing, Phil stayed proactive, responsive, and solutions-focused every step of the way. They kept both the buyer and myself in the loop, tackled last-minute hurdles with professionalism and calm, and truly went above and beyond to make sure we got to closing. In a market where timelines are tight and surprises can happen, it’s invaluable to have a lending partner like this — someone who not only knows their stuff, but genuinely cares about the people involved. I look forward to many more smooth closings together in the future! Highly recommend! ⭐⭐⭐⭐⭐
Joanne
Apr 14, 2025
Justin, TX
Verified

Efficient and easy. Everything was broken down for me and responses came quickly.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #279817
I am authorized to do business in the state of Texas.