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Guiding Your Homeownership Journey with Passion and Experience Since 1995

Helping first-time buyers and seasoned homeowners build equity and achieve their dreams.

About me

Helping people achieve their goals of homeownership and build equity for their future is my passion. Whether you’re a first-time homebuyer or looking to move up to your next home, I’m here to guide you on your journey. I was fortunate to join the mortgage business in 1995, thanks to my mentor, Mike Upshaw, at Mid-Cities Mortgage in Hurst, Texas. He was the one who handled my wife and I’s first mortgage and was looking for loan officers to help grow his business. Now, 29 years later, I’ve had the privilege of assisting hundreds of customers like you in finding their dream homes. I’m also a proud father of three wonderful children—a daughter and two sons—and a grandfather to five amazing grandchildren. I’ve been happily married to my high school sweetheart for over 40 years.

If you’re looking for guidance on buying your first home or making the move to your next one, I’m here to help. Whether you need advice or strategies, please don’t hesitate to call me.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.94
5.0
Krystle
Aug 27, 2023
Verified

Phil was amazing during this process. He was there for every step of the way. He worked so hard and would go the extra mile for us during the loan. He explained everything to me being a first time homebuyer. I would recommend Guild Mortgage to everybody. I will be using Phil again when it’s time to refinance.
Keely H
May 15, 2023
Verified

Working with Phil Clark and his team was more of a 10 Star experience. I was super impressed with Philip and his team how they handled the entire transaction. Philip kept us informed throughout the transactions. They call every Tuesday and give updates. You always know what is going on with your file. They have excellent rates and low fees. Philip was always available any time we had a question. He closed the transaction in record time, when most lenders are not closing deals on time.Philip comes to his closings to make sure the buyer does not have any questions. If you are looking for excellent service, good rates and low fees, Philip Clark is the one you need to reach out to! Best Lender in Southlake, Texas
Miguel
Jul 11, 2022
Southlake, TX
Verified

Our experience with Phil Clark could not have been better. He was always on point and did not waste any time answering our questions and concerns. Very pleasant and courteous Phil worked with us until the very last minute when we signed the last paper of the home Closeout. Will procure his services again without hesitation. He alleviated so much of the stress that comes with buying a home from us that today we are living in our new home and it feels like we didn't put much effort into buying it.Thank you Phil for such a great customer service and been so pleasurable to work with. Every business should employ associates of your caliber. We are extremely greatfull for your service.Miguel and Yong Lozada
Madison F
Oct 22, 2024
Verified

Phil was amazing. We were first time home buyers and he was the most responsive, even on vacations/weekends/at night. He got the deal done fast with minimal hiccups along the way. Can’t recommend him enough!
Madison
Oct 21, 2024
Waxahachie, TX
Verified

You were the best! You were always so responsive even if you were on vaca, if it was the weekend, or at night. We can’t thank you enough for guiding us through this home buying process as it was our first time. 🤗
Eric
Oct 21, 2024
Waxahachie, TX
Verified

Phil is hardworking to make sure we were happy and comfortable through the process. Always available to answer questions and goes out of his way to ensure a were are informed and the process goes smoothly!

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #279817
I am authorized to do business in the state of Texas.