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Traci Cherry

Traci Cherry

Loan Officer

714 N. Travis St., Sherman, TX 75090
Own what matters
Own what matters

About Me

Growing up as the daughter of an Entrepreneur, I have always understood the value of hard work and dedication.  Being in the Mortgage Industry for over 5 years, has led to my passion to put that dedication and hard work to use, helping people build wealth with Homeownership! My goal is to build long term relationships and help as many families as I can with their finance needs. I am dedicated to guiding and educating our clients to find the right program to compliment all their financial goals.    

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Christina
May 08, 2023
Verified

I couldn’t have asked for better service. Everyone was professional, responsive, and friendly. I was also impressed with how smoothly the process went and how quickly things went together once we got a contract on our house we were selling and were able to set a closing date.
Adrien
May 07, 2023
Verified

Everyone was amazing would definitely use guild mortgage again!!!!!
Amber
May 03, 2023
Verified

Traci is the best! Always ready and willing to help anytime I needed her! Her and her staff made the "can be stressful" process so easy and did everything they could to make sure I was happy! Big Thank you to them for all their help!!!
Jordyn H
Dec 01, 2022
Verified

I would highly recommend Traci! She is very attentive and quick to respond. The level of service was great and I felt as if she very knowledgeable in the Mortgage industry.
Corey
Nov 27, 2022
Verified

Traci is awesome!! She knows her stuff and is not afraid to go the extra mile to make sure you accomplish your goal. Traci is able to be creative when the time calls and does everything she can to get you those keys! If you are looking for a lender stop looking and give her a call!
Corey K
Nov 15, 2022
Verified

Traci is awesome!! She knows her stuff, and is not afraid to go the extra mile to make sure you accomplish your goal. Traci is able to be creative when the time calls and does everything she can to get you those keys! If you are looking for a lender, stop looking and give her a call!

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Causes I'm
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NMLS ID #1610040
I am authorized to do business in the states of Oklahoma and Texas.