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About me

I'm thrilled to work with you to bring technology and truth together for a truly unique loan experience. I love building relationships so I can understand how to best assist you, mortgage or otherwise!

I married my beautiful wife, Sarah Jane, in June of 2020 (yes, during a pandemic!) after 2 years of dating through college. We now live in McKinney and spend a lot of our time downtown in the Square. Our hobbies include disk golf, smoking delicious meats, off-roading in our Jeep, and watching the Cowboys.

I've watched my Father help families get into better financial situations and it has always been an aspiration of mine to follow in his footsteps. I am excited to continue the legacy. I'm a 2nd generation Loan Officer with nothing but your future in mind.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.99
5.0
J. L
Apr 29, 2025
Verified

5 start is not enough to review the company, my mom refinanced her house house with Partrick, after my sister recommended us, so every steps was perfectly guided and Patrick was there for us from A to Z. From explanations of documentations and papers works to creating an account online and having our first payment taken, without even lifting the little finger, I can tell you now, Patrick is by far the first landers from a mortgage company to accompany us from beginning to end. I am 1000% recommend Patrick for Guild Morgage, and he is not the type of mortgage person who does your paper works and quite pick up the phone, he is here for you if you have any questions about your mortgage and will definitely go through it with you until you assimilate 100%, every other company will tell you what you just need to know, Patrick will go deeper and will make sure that you totally comfortable with the answer. I'm not a genius but sometimes it could be tricky to go through this kind of process, it feels like you put your life "All in", and walking on eggs shells, but Patrick is so involved in the procedure that he made the procedure going super smooth and so peacefully. We didn't even have to try to understand, the way he did it was, "unexplainable" but fantastic!! At the end we signed without any other questions. Yes it was that simple, that's it, it's hard to believe? Give him a try you won't regret it!!!!!
CMBmedic
Mar 25, 2025
Verified

Easy process. Low to no stress to get our officer paperwork or any documents they needed. 2nd time using and still a wonderful experience working with the local staff. Guild has always helped even with the first house during covid and other down times.
Rene B
Mar 24, 2025
Verified

You won't be disappointed with Patrick helping you with your Lending Needs! He's with you for the entire transaction and then some. I look forward to closing another home with him!
Rene
Mar 24, 2025
Sherman, TX
Verified

It was such a pleasure working with Patrick. He was on top of everything and got back to me quickly on any questions I had! I'm looking forward to my next transaction with Patrick McElyea! Thank You Patrick for making this one soooo smooth!
Pamela
Mar 24, 2025
Sherman, TX
Verified

Patrick was amazing throughout the entire process and made it so simple!! He was always providing updates and making sure we were satisfied and gave us so many options. He talked us through everything and explained it thoroughly to where we could understand. I didn't think buying a house would be this easy. Thank you Patrick!!
Matt
Mar 10, 2025
Lavon, TX
Verified

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1950328
I am authorized to do business in the state of Texas.