Specializing in home loans that fit your needs!
Let's make your dream of homeownership a reality
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About me
I am a dedicated Mortgage Loan Officer with over 15 years of experience in the mortgage industry. My journey began as a Loan Processor, a role I excelled in for 10 years before obtaining my Loan Officer license in 2019.
I specialize in a wide range of loan programs, including Conventional, FHA, VA, USDA, and more. My goal is to help clients navigate the complexities of the mortgage process and secure the best possible financing for their needs.
I hold a Bachelor of Arts degree from Texas A&M University-Commerce. In addition to my professional work, I am actively involved in my community as a board member for Grand Central Station and a proud 2023 graduate of Leadership Sherman.
If you can't find me at the office or at home, you can find me on a trip exploring new places and cultures. When I am at home, I enjoy spending quality time with my family and friends. You can also find me in the yard, planting or digging. My home is my biggest pride and joy.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
Allen was fantastic to work with. He was always quick to answer any questions my clients had. He has the experience to anticipate any unforeseen obstacles and tackles them with vigor. If you’re looking for a loan officer who is professional as well as personal, ALLEN MARTIN is the one you should be seeking.
was always quick to respond to any questions thaents had. He diligently worked through any foreseen obstacles so n timeanor for his line of work and I am looking forward to our next endeavor together.
Staff experience
Everything. From beginning to closing. The accessability of the loan officer and staff. The follow up...communication...it really was outstanding.
Very easy and simple, Allen took care of everything and kept us informed throughout the process.
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NMLS ID #451748
I am authorized to do business in the states of Oklahoma and Texas.
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