Ron Smith

Welcome to My Webpage

Hi, I am Ron Smith, a mortgage professional with 36 years of experience helping families achieve homeownership. I've served as a loan officer, branch manager, underwriter, processor, certified homebuyer education instructor, and military/veteran housing trainer. I am an affiliate with Homes for Heros and a proud member of Veterans Association of Real Estate Professionals (VAREP).

Why Homebuyers in Texas & Oregon Choose Me

I specialize in supporting:

- First-time homebuyers

- Military and veteran families (VA Loans)

- Hero buyers: teachers, first responders, medical professionals

- Relocating buyers between Texas and Oregon

- Low-to-moderate income buyers using down payment assistance

36-Year Track Record

- Recognized as a top producer for LMI programs

- Awarded by the Governor of Oregon as top originator for the Oregon First-Time Buyer Program

- Trusted by realtors and families for decades

Empowerment Through Education

For over 30 years, I’ve taught Homebuyer Education Courses through HUD-approved counseling centers. I guide clients step-by-step through the mortgage process to ensure confidence and clarity.

Loan Specialties

Texas:

- VA, FHA, USDA, Conventional

- Down payment assistance

- Renovation Loans (203k)

- New construction financing

Oregon:

- Oregon Bond / First-Time Buyer Programs

- DPA programs

- FHA, VA, USDA, Conventional

- Renovation Loans

When I’m Not Working My Hobbies Are:

I enjoy time with family, brewery visits, fly fishing, and reading Zane Grey and Louis L’Amour.

Next Steps

Licensed in Texas and Oregon. Let’s discuss your homebuying goals.