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About me

Born into a real estate family, Rita has been working in the industry for almost 30 years. She started by answering phones and putting together listing packets after high school for her mother’s real estate brokerage in Baytown, Texas.  

Rita got her real estate license in 2006, but soon transitioned to a staff role as marketing, training, and support for other real estate agents. At RE/MAX, Rita was lovingly knowns as the office’s “Chaos Coordinator” as she was responsible for agent training, agent retention, recruiting, and office management.  

Her desire to join the mortgage business was due to the problem solving and customer service aspects of the field!  

When making the switch to lending, Rita knew she wanted to join the Madge Rashell Team. Madge is not only Rita's family's loan officer, but she had previously worked alongside her as Madge had been the preferred lender in several of the RE/MAX offices Rita managed. She knew that she would learn from the best and has been so grateful for the opportunity to join this amazingly knowledgeable team and company ever since!  

Rita was raised in East Houston/West Chambers County before heading off to college. She graduated from Texas A&M University in College Station with a Bachelors in Tourism Resource Management and from the California Culinary Academy in San Francisco with an Associates in Le Cordon Bleu Culinary Arts.  

Rita lives in Mont Belvieu and loves life in Chambers County surrounded by family and friends. Her kids, Cooper, Emily, and Molly Mae, are very involved in extracurricular activities and sports which fill Rita’s evenings and weekends playing chauffeur.  

There is not much Rita loves more than getting her “groove on” on the dance floor. She’ll pretty much always have music playing in her office, and most of the time it is from several decades before she was even born. A self-proclaimed “old soul,” Rita also enjoys baking, sewing, reading, and playing board games when she can find the time. 

Rita proudly served as Vice Chair and then Chairman on the West Chambers County (Mont Belvieu Area) Chamber of Commerce Board of Directors and loves being involved in serving her local business community.  One of her favorite things about her community is the harmonious partnerships between local business, big industry, the school districts, and the local government.  Her participation in the Chamber has helped Rita make connections with so many wonderful business owners and leaders who all want to see Chambers County grow. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.99
5.0
Debra
Apr 14, 2025
Highlands, TX
Verified

Rita walked us through everything that we needed to do to qualify to get the house and was there during the whole process. If you need a great mortgage company this is the one that I would recommend 100%.
Leticia
Apr 14, 2025
Highlands, TX
Verified

Rita always gets to know my client's and they all feel very comfortable working with her. She always goes the extra mile to find the solution.
Jason
Apr 07, 2025
Dayton, TX
Verified

The communication and updates
Kashmir
Apr 07, 2025
Dayton, TX
Verified

Rita is beyond amazing and easy to work with.
Janelle
Apr 07, 2025
Dayton, TX
Verified

Rita made everything simply she was always available when we had questions
Hannah
Mar 31, 2025
Baytown, TX
Verified

Rita is AMAZING!!!

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NMLS ID #2142799
I am authorized to do business in the state of Texas.