Contact Me
Own what matters

Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Rita McKay

Loan Officer

1149 E Commerce, Suite 210, San Antonio, TX 78205
Own what matters
Ranked #1 in Customer Satisfaction with Primary Mortgage Origination
— J.D. Power

About Me

Born into a real estate family, Rita has been working in the industry for over 20 years. She started by answering phones and putting together listing packets after high school for her mother’s real estate brokerage in Baytown, Texas.  

Rita got her real estate license in 2006, but soon transitioned to a staff role as marketing, training, and support for other real estate agents. At RE/MAX, Rita was lovingly knowns as the office’s “Chaos Coordinator” as she is responsible for agent training, agent retention, recruiting, and office management.  

Her desire to join the mortgage business was due to the problem solving and customer service aspects of the field!  

When making the switch to lending, Rita knew she wanted to join the Madge Rashell Team. Madge is not only Rita's family's loan officer, but she had previously worked alongside her as Madge had been the preferred lender in several of the RE/MAX offices Rita managed. She knew that she would learn from the best and has been so grateful for the opportunity to join this amazingly knowledgeable team and company ever since!  

Rita was raised in East Houston/West Chambers County before heading off to college. She graduated from Texas A&M University in College Station with a Bachelors in Tourism Resource Management and from the California Culinary Academy in San Francisco with an Associates in Le Cordon Bleu Culinary Arts.  

Rita met her husband, Steve, while in California and they were married in picturesque South Lake Tahoe. She brought that Cali Boy back to Texas and after 9 years in San Antonio, they now live in Mont Belvieu with their three kiddos. Cooper, Emily, and Molly Mae are very involved in extracurricular activities and sports which fill Rita’s evenings and weekends playing chauffeur.  

There is not much Rita loves more than getting her “groove on” on the dance floor. She’ll pretty much always have music playing in her office, and most of the time it is from several decades before she was even born. A self-proclaimed “old soul,” Rita also enjoys baking, sewing, reading, and playing board games when she can find the time. 

Rita proudly serves as Vice Chair on the West Chambers County Chamber of Commerce Board of Directors and will Chair the Board in 2022.  One of her favorite things about her community is the harmonious partnerships between local business, big industry, the school districts, and the local government.  Her participation in the Chamber has helped Rita make connections with so many wonderful business owners and leaders who all want to see Chambers County grow. 

Read Blog

The perfect home loan for you

We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

Product Info

Your home loan insights

Already a homeowner?
Find out what your home is worth and see how your equity can work for you.

Get your home estimate

X

Testimonials

Video gallery

View More

Awards

awards awards

Causes I'm
passionate about

NMLS ID #2142799
I am authorized to do business in the state of Texas.

Attn: Texas Applicants:
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov